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Valentine's Day Ideas that Will Keep You in Your Budget

Valentine's Day isn't a holiday for the faint of heart. Gifts, flowers, dinner reservations, romantic displays of emotion: it can be a lot to handle all in one day, and it can be especially hard for your bank account to handle. No one ever said romance comes cheap, and if you have the kind of significant other that finds frugality a turn off, Valentine's Day can put you in a tough spot.

Luckily, we're here today to help you out of that uncomfortable situation and show you how you can celebrate a romantic Valentine's Day with your significant other on a budget. When it comes right down to it, it's not that hard - as long as you're willing to put in a little more work and thought than usual.

The Thought That Counts

The basic underlying strategy to saving money on Valentine's Day is to replace the cash you would spend with thoughtfulness and effort. For example, instead of making a reservation at a fancy restaurant, take your significant other to a modestly priced restaurant that has sentimental value to you as a couple: maybe the first one you went on a date to, proposed at, or simply somewhere you enjoyed a special night together.

While there's probably no way to wriggle your way out the requisite chocolates and flowers, this year substitute jewelry or other expensive gifts with a present that's either handmade or has actual emotional value. Maybe a first edition of their favorite book, or memorabilia from their childhood. Even a gag or joke gift can work for someone with a good sense of humor.

While all of these ideas are thoughtful ways to celebrate Valentine's Day, under no circumstances should you let your significant other know that you're turning to them due to financial reasons. There really is nothing less romantic than knowing you rate lower in your significant other's eyes then their bank account.

Keep the Rosy Glow

If you find you're not able to stick to the above tips, or just that you're low on funds around Valentine's Day, a title loan may be what you need to get you through the rough patch. If these tips do work for you though, be sure to check out our other holiday money-saving blogs on recovering from the holidays and New Year's traditions that may give you luck.