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Payday Loan FAQs

A payday loan is a type of short-term loan that can help you bridge a financial gap between pay periods. In Alabama, the amount you can qualify for is usually between $100 and $500. A payday loan is not designed to be an answer for long-term financial hardships, but as a way to deal with short-term cash troubles. 
Please review your loan documents for all terms and fees. Your local representative can review all the terms and fees associated with your payday loan prior to you signing any loan documents. 
The only items you need to qualify for a payday loan are:
  • Your most recent pay stub
  • Be 18 years of age or older
  • A government-issued ID
  • Social security card
  • A recent 30 day bank statement from your checking account
  • A blank check in your name
In the state of Alabama, you could qualify for anywhere from $100 and $500. The amount you are approved for will be determined when you visit one of our Alabama Title Loans, Inc. locations. The amount will be based on the lender underwriting your loan, your income and your ability to repay. 
Once you have been approved for your payday loan, you will immediately receive the loan amount.
Yes, you could still qualify because your credit score is not a factor in your ability to obtain a payday loan. Additionally, discharged bankruptcy, charge offs, bounced checks or other credit issues are not held against you. 
You could get the cash you need in as little as 30 minutes once you arrive at an Alabama Title Loans, Inc. location today. 
Please go to to our Consumer Disclosure page for complete details. Take note that payday loans are designed to give you the cash you need when incurring bank fees or late charges would prove to be more costly to you. 
Since loan terms and frequency may vary from store to store, you will need to check with a loan representative at an Alabama Title Loans, Inc. location near you. 
Alabama Title Loans, Inc. does not report to credit agencies if you default. 
Generally, your payday loan will be due when you receive your next paycheck, but loan terms may vary. Please check your loan agreement for the exact terms and conditions of your loan. 
Our loan representatives are highly trained to assist you in setting up payment arrangements that are in accordance with state regulations should you have an unexpected emergency arise that stops you from making your payment on time. 
In the state of Alabama, you are able to re-apply for another payday loan as soon as you have paid off your existing payday loan. However, some cities require a waiting period before you are able to seek another payday loan. Please check with a loan representative at your local location for full details. 
Yes, in the state of Alabama you are able to refinance your payday loan. Please check with a loan representative near you for full details.
Alabama Title Loans, Inc. has experienced professionals who are able to assist you in establishing payment arrangements that are in accordance with state regulations, so you are able to fulfill your payday loan obligations. 
From the moment you enter your neighborhood Alabama Title Loans, Inc. location, you could be on your way with your payday loan or title pawn cash in as little as 30 minutes.
Title Loan

Title Pawns

At Alabama Title Loans, Inc. we offer competitive title pawns. You can use your car to get the money you need for things like medical bills, auto repairs or other unexpected expenses with our title pawns.

Payday Loan

Payday Loans

Don't own a vehicle? Alabama Title Loans, Inc. offers payday loans as a fast and easy alternative to get the cash you need. With a payday loan, you could get approved for up to $500 to help improve your financial situation.

Alabama title loans

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!

All you have to do to start the process right now is submit our online request form on this page and one of our friendly store associates will call you right back.

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Alabama Title Loans, Inc. has you covered. It doesn’t matter what has left you in need of cash, because with a car title pawn you could get up to $15,000 today.

Alabama title loans