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Title Pawn FAQs

A title pawn is a way to get access to emergency cash by using a vehicle title as collateral. Our store representatives can provide you with detailed information.Title pawns are designed as a short-term cash-flow strategy and not designed as a way to fix long-term financial problems.
Please look at your title pawn agreement for all title pawn terms and fees. Your loan representative will go through all terms and fees with you before you sign the auto title pawn agreement.
All you need is your vehicle, the title, and photo I.D. At Alabama Title Loans, Inc., we make the title pawn process hassle-free, unlike our competitors. We are committed to providing all our customers with unsurpassed customer service. The process is simple:
  • Bring your car with a clear car title to Alabama Title Loans, Inc.
  • Fill out the simple paperwork while a loan representative does a quick vehicle appraisal.
  • Our store representative will assist you in qualifying for a title pawn amount based upon your need, the appraised value of your vehicle, your ability to repay the auto title pawn, and applicable state law.
  • Once approved, you will receive the cash you need and keep driving your vehicle. This process could take as little as 30 minutes.
No! You do not need a checking account to qualify for a title pawn at Alabama Title Loans, Inc.
Absolutely! Good credit, bad credit or no credit. For most title pawn amounts, any credit is welcome. Alabama Title Loans, Inc. is committed to helping you get the cash you need. We will work with you under any credit situation.
You do not need a driver's license, but you do need a valid state-issued photo ID.
At Alabama Title Loans, Inc. we are committed to keeping all the information you provide confidential. Please see the privacy policy on our website for details.
In Alabama, you must be at least 18 years of age to qualify for a title pawn.
Yes! In Alabama, you get to both keep and drive your car when you take out a title pawn.
Alabama Title Loans, Inc. DOES NOT report to credit agencies if you default.
The Alabama Title Loans, Inc. website has a store locator where you can find your nearest store location.
A clear or lien-free car title simply means that you own your car outright, with no outstanding loans or judgments against it. To get a title pawn with Alabama Title Loans, Inc. you need to have a clear or lien-free car title.
You can get started by submitting our online request form with your basic information, after which you will be contacted by a friendly Alabama Title Loans, Inc. store representative who will explain the approval process. Applications will be taken in person at the Alabama Title Loans, Inc. location.
Your title pawn amount depends on the value of your vehicle. The maximum you can obtain is $15,000.
To get a title pawn with Alabama Title Loans, Inc. you need to have the vehicle title in your name. You will need to go to the DMV and have the title transferred to your name prior to requesting a title pawn.
Title pawn terms and frequency may vary. Please check with a sales representative at an Alabama Title Loans, Inc. location for all the details.
The value of your vehicle is based on the value as stated in a nationally recognized pricing guide, and the condition of the vehicle, as determined by a physical inspection.
From the time you enter one of our Alabama Title Loans, Inc. locations, it could take as little as 30 minutes to be approved for a car title pawn.
Title Loan

Title Pawns

At Alabama Title Loans, Inc. we offer competitive title pawns. You can use your car to get the money you need for things like medical bills, auto repairs or other unexpected expenses with our title pawns.

Payday Loan

Payday Loans

Don't own a vehicle? Alabama Title Loans, Inc. offers payday loans as a fast and easy alternative to get the cash you need. With a payday loan, you could get approved for up to $500 to help improve your financial situation.


Alabama title loans

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!

All you have to do to start the process right now is submit our online request form on this page and one of our friendly store associates will call you right back.

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Alabama Title Loans, Inc. has you covered. It doesn’t matter what has left you in need of cash, because with a car title pawn you could get up to $15,000 today.

Alabama title loans