need cash fast

Why The Average Title Loan Customer Needs Cash Fast

The average title loan customer needs cash fast for countless reasons. Some need to fund a one-off, unexpected medical bill. Some need to buy a plane ticket to attend a relative's funeral, while others need to fix their primary mode of transport. And the rest have another reason for borrowing money quickly.

This article uncovers the top seven most common reasons why title pawn customers like you need money as fast as possible.

What A Title Loan Customer Needs Cash For

1. To Cover Everyday Expenses

Food, clothing, and household bills can quickly rack up — especially these days with the ever-increasing cost of living! 

However, the majority often take these things for granted until they have a particularly tight financial month. Therefore, they need to borrow money fast to cover their everyday bills and living costs. 

Once they've received the loan, they can get everything they need and repay the loan easily as per their repayment plan. 

2. To Settle A Credit Card Bill

Another reason why people secure same- or next-day cash is to keep their credit cards in the green. 

It will adversely affect your overall credit rating if you are in the red zone or only paying the minimum amount each month. Therefore, you can get a title pawn or another form of quick lending to cover the debt.

3. To Solve Car Breakdowns

Depending on your job, family life, or hobby, having a reliable, fully functioning car is a necessity. Therefore, you're quite stuck if it breaks down. After all, cars never break at an opportune moment — it's always right when you're running late for an important meeting or your child's dance recital!

Unfortunately, repairs tend to be expensive. But you can turn to a title pawn to cover the costs in as little as 24 hours. 

4. To Make Emergency Home Repairs

When something serious goes wrong in your home, you have no choice but to deal with it immediately, regardless of the costs.

Thus, our title pawn customers have used our loans for all kinds of home emergencies, such as:

  • Power outages
  • Carbon monoxide leaks
  • Broken ground-floor windowpanes
  • Kitchen fires
  • Water leaks
  • Water overflows
  • Flooded basement
  • Gas leaks
  • Roof leaks

title loan customer

5. To Cover Urgent Travel Costs

Visiting a family member when they are sick is essential. However, it means taking time off work (i.e., losing money to cover your bills) and traveling (i.e., spending more money than if life hadn't thrown the curveball). So, many people seek fast cash to cover the emergency travel costs. 

6. To Avoid Eviction Or Foreclosure

The longer you fail to pay your rent or mortgage, the closer you get to eviction or foreclosure. Naturally, most people want to avoid that. Thus, they get a title pawn to cover the immediate payments before finding a long-term solution to their money troubles.

7. To Pay Medical Expenses Or Dental Bills

If you do not have sufficient health insurance, heading to the hospital can leave you with substantial financial stress. You could walk out with a bill totaling thousands of dollars, meaning fast cash is one of the only ways out. 

On top of that, dental bills are not typically included in medical insurance packages. So, some people seek quick loans to cover these costs. 

How to Get A Title Pawn When You Need It Fast

If you need a title pawn for one of the reasons above (or a similar one), you can get it from us at Alabama Title Loans, Inc. by following the six steps below:

  1. Complete our title pawn inquiry form found on this website. 
  2. Wait for one of our expert loan representatives to give you a call to discuss the process, answer questions, and ensure you have the required items. You'll also set a time and place to meet; you don't have to come into your local Alabama Title Loans, Inc. store.
  3. Whether you choose to come to the branch or not, remember to have your driver's license, lien-free vehicle title, and car with you.
  4. Sit down with a loan representative who will examine your ID and title before conducting a quick, five-minute inspection of your vehicle to determine whether you qualify for approval. 
  5. If you do gain approval, complete the rest of the paperwork with the help of the loan associate.
  6. Finally, you receive the money you need on the same or the following bank business day.

Submit Your Title Pawn Inquiry Today!

The average title loan customer request pawns for all sorts of reasons, including medical bills, avoiding foreclosure, and funding urgent travel. No matter why you need one, give your local Alabama Title Loans, Inc. store a call or use our online form to get a title pawn in as little as 24 hours.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.