Who Can Get a Title Pawn in Alabama?

June 14, 2021 | Daniel Dewitt

People qualifying for title pawns in Alabama

If you’ve recently found yourself in a bit of a pinch and need some cash to take care of financial problems, a title pawn Alabama might be something you want to look into.

Especially if your financial problems are time-sensitive – something akin to a medical emergency, urgent house repairs, emergency travel, or overdue financial obligations to cover – and you need cash on short notice.

Title pawns are simple and fast. And qualifying for them isn’t a lot of work, unlike bank or credit union loans.

Alabama Title Pawn Questions Answered

Who Is Eligible for Title Pawns in Alabama?

Title pawns are probably one of the most accessible ways to get cash. They target a very specific group of people – car owners.

If you want to qualify for a title pawn, you need to be of legal age (18+) and own a car in decent condition. The car cannot be financed or have any type of lien on it.

Alabama Title Pawns, Inc. will do its best to accommodate your circumstances and approve you for the loan, as long as you provide the following items:

  • A valid state-issued ID or driver’s license to prove you’re over 18;
  • A lien-free car title in your name to prove ownership;
  • Your car for inspection to determine the maximum loan amount based on its value.

Can I Be Eligible for Title Pawn in Alabama with Bad Credit?

Yes, absolutely!

Any type of credit can be accommodated at Alabama Title Pawns, Inc. Just make sure that you’re providing the loan representative with all the above mentioned qualifying items, and they’re in decent condition.

If you do, it will hardly matter if your credit is good or bad, you still have all the chances to qualify for a title pawn Alabama has to offer.

And If I Have No Credit? Can I Still Get Title Pawn in Alabama?

Alabama Title Pawns is open to borrowers with all credit types.

Even if the loan representative performs a quick credit check and it turns out you have no credit to speak of, that doesn’t mean you’re ineligible for the title pawn.

If the qualifying items are in satisfactory condition and meet the lender’s standards, you still have a chance to get the pawn.

Will My Credit Score Go Down If I Get Alabama Title Pawn?

No. The title pawn won’t influence your credit score AT ALL.

For a loan to have an impact on your credit, it should be reported to a credit agency first. Alabama Title Pawns never discloses the customers’ information to credit agencies – so there’s no impact on the credit history, be it positive or negative.

Your credit will stay the same as before.

Can I Get a Title Pawn in Alabama if My Income Is Irregular? What if I’m Unemployed?

Yes, you can get title pawn Alabama has to offer if your income is irregular, if you’re only starting a new job and won’t get your first paycheck in a while, or if you’re currently unemployed!

As title pawns are secured loans, the lender has an easier time approving borrowers without active income. In fact, you won’t even need to provide proof of income to get approved for title pawn in Alabama.

That means you choose to pay the pawn off is completely up to you – it can be your paycheck, benefits, court-mandated compensation, savings, or a combination of several assets. Whatever you find most comfortable.

I Want to Get a Title Pawn in Alabama but I Need My Car for the Commute! What Do I Do?

No worries! Alabama Title Pawns, Inc. won’t be taking away your car for the duration of the loan payoff. It’s the title that will stay with the lender. That’s one of the reasons the title must be in your name and lien-free for you to qualify for the loan.

Man needs a car title pawn in Alabama

The car will stay with you, and you’ll be able to drive it around the same as before while paying off the pawn.

How to Get A Title Pawn in Alabama Near Me TODAY

First thing first – make sure you’ve got all the required items (your ID/driver’s license, your car, the car’s lien-free title in your name) in order and ready to go before starting the application process. If the required items are taken care of, the rest of the process is easy.

You need to fill out and submit the title pawn inquiry form you’ll find on the website. When the form gets processed, the loan representative from the nearest location will give you a call. They’ll check your information, provide further instructions, and set up a meeting for you. The meeting can either take place at the nearest Alabama Title Pawns store or another convenient location – the loan representative will do their best to accommodate your needs.

Take the required items to the meeting. The representative will inspect everything to determine if you qualify for the loan and what the terms of your loan should be.

If they approve you – you’ll get the cash the very same day.

Get Your Car Title Pawn Today!

The title pawn Alabama offers is a fast and east way to solve urgent money issues, including those that your income can’t cover. So, when your credit is low or non-existent or your job doesn’t bring you enough cash for emergencies, just remember that Alabama Title Pawns, Inc. has you covered. Submit your title pawn inquiry today to find out how much cash you can receive with a title pawn Alabama has to offer.

Do you need funds to survive till your next paycheck comes? You could also take advantage of Alabama online payday loans and get up to $500 fast cash in minutes!