Last Minute Thanksgiving Budget Tricks To Keep You On Track
With Thanksgiving quickly approaching, make sure to stay on top of your Thanksgiving budget by tracking all of your spendings, keeping all your information organized with lists, leaving your kids at home when running errands, and using Rakuten when shopping.
Just by following these four tips, your Thanksgiving budget can stay on track, even in the days leading up to the holiday. Keep reading to learn more about these tips.
4 Thanksgiving Budget Tips for Last-Minute Spending
Many people create a Thanksgiving budget, but only a few people take the time to make sure that they stay on the budget and don’t overspend. Especially in the days leading up to Thanksgiving, it can be next to impossible to stick to your Thanksgiving budget, no matter how hard you try.
If you are finding it difficult to stay on track in this last home stretch, keep these four tips in mind while shopping.
1. Keep Track of All Spending
Even though it may seem like a hassle, make sure to track all of your spendings. Even if you run to the store for just a single can of corn, make sure to write the purchase down. Although one can will not wreck your budget, constantly running back to the store for one item without writing it down can cause you to overspend by quite a lot.
If you are a traditional person, you can track all of your spendings with the pen and paper method. You can also use finance apps, your phone, or other electronic tools to keep track of every single penny you are spending for Thanksgiving.
2. Lists Are Your Best FriendsThe amount you are spending is not the only thing you should be tracking. In addition to how much you spend, make a list of what you want to make, all of the ingredients needed for the meal, the ingredients you already have in your pantry, and the ingredients you need to buy. Also, make a list of everyone to be in attendance.
Lists are your best friends of the holiday season. By keeping everything in an ordered list, you keep track of everything you need and don’t need to prevent overspending. All the while, you can confirm you have everything you need and that all guests are accounted for.
3. Don’t Bring Your Kids Shopping
No matter how hard you work to teach your child the value of a dollar, they likely will not understand how much groceries cost until they are adults. As a result, kids will often ask to buy this and that whenever they’re in the grocery store. Often, parents will allow their child to pick out one thing, but that one thing often leads to other things.
To be sure that you are only buying what you need, leave your child at home when shopping if possible. Although this may sound mean, it is one of the best ways to ensure that you stick to your grocery list without your adoring child asking for more.
4. Use Rakuten
One way to get cashback on the items you must buy is to use Rakuten. Rakuten is an electronic cashback option that can help you save money at thousands of stores. You will need to sign up for an account and download the Rakuten app to get started.
What to Do If You Overspend on Your Thanksgiving Budget
Sometimes, it’s impossible to stick to your Thanksgiving budget. Whether things have gone awry in the kitchen or people have decided to attend your event without any warning, you may need to extend your budget to ensure everyone has enough food.
When that happens, make sure you are only overspending on what you need. Although you might need to get another turkey if yours caught on fire, you don’t need a fifth pie simply because you’ve never tried it before.
Additionally, try to overspend within reason. If you already don’t have enough money to pay the bills, overspending on Thanksgiving is likely not a good choice. In a worst-case scenario, you can always check out title pawns and payday loans to get the cash you need this holiday season.
How to Use a Payday Advance
Cash advance loans, such as a payday advance is an option if you need a little extra money for emergency expenses whenever Thanksgiving plans and budget go awry. For example, a payday advance may help if you overspent on your Thanksgiving budget on accident and now cannot pay the rent or utility bill. Even if you have bad credit, we welcome all people in need to apply, no matter what your credit score might be.
Inquire Us About Payday Advance Today!
Stay on the top of your Thanksgiving budget by following the tips covered above. And in case you need funds for urgent financial matters, get in touch with Alabama Title Loans, Inc. simply by filling out our online inquiry form on our website. Call us at 800-514-2274 to learn more about how payday advances can help you out this Thanksgiving!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.