Do you need a small amount of cash to cover an unexpected expense or to get you to your next paycheck, but your credit score is not in great shape? There are alternative financial resources in Alabama, such as an Alabama online payday loan, and it could be an excellent loan option for you.

In this article, we will provide details on the loan options offered at Alabama Title Loans, Inc. so you can have the information you need to make a decision on what bad credit loan option is right for you.

Small Loan With Bad Credit Options In Alabama

Payday loans are small short-term loans you pay back when you receive your next paycheck. Getting this small loan with bad credit loan options is the smartest thing you can do when you are looking for a financial solution. With this option, all credit types are welcome to apply and can still be issued with proof of income and other important documents.

These documents are simple to gather – unlike traditional loans that require a laundry list of items to qualify. The small list of documents you’ll need to get through our process are:

• A government-issued photo I.D.
• Your Social Security Card
• A recent 30-day bank statement from your checking accounts
• Your most recent pay stub
• A blank check from an active personal checking account in your name

With these documents, you could receive $100-$500 in about 30 minutes from Alabama Title Loans, Inc.

Why Get A Payday Loan?

Payday loans are one of the most accessible loan options, when considering the alternative financial resources in Alabama, because we won’t disqualify you for bad or non-existent credit score. Loan consideration is made based on proof of income and the documents listed above. We do not base approval on credit, so we are a perfect fit for Alabama bad credit loan options. Also, low credit payday loans provide the right amount of cash most people need for short-term situations.

You can use a payday loan for a multitude of short-term financial needs and simply repay the loan payment when you receive your next paycheck. These loans can cover late bills and rent if you’re low on funds until your next paycheck, unexpected medical bills, home or auto repairs, and many more emergencies that you are not prepared for.

Is It Easy To Get A Payday Loan?

Our loan process is simple and pain-free, and you can get started online rather than coming into one of our store locations. Once you complete and submit the loan request form online, a representative will contact you. After that, simply gather your requirements and visit an Alabama payday loan center near you so that the representative can check your documents and determine if you qualify for approval, which can take as little as 30 minutes.

Are Payday Loans Fast?

After you find out if you are approved, you will then sign some papers to agree to rates and terms and get the loan amount you qualify for the same day or the next business day. It is that quick! We won’t make you wait for days or even weeks for the cash you need. We want to make sure you’re able to tend to your emergent financial needs, so we make the process of getting your money to you snappy. There’s no waiting for your funds when securing a payday loan with Alabama Title Loans, Inc. 

 

What If You Need To Access Personal Loans With More Cash?

If you need more cash than what a payday loan can offer and you happen to own a vehicle, then you may be eligible for an Alabama title pawn! A title pawn allows you to acquire a larger sum of cash by using your vehicle’s title as collateral.

If you are 18 or older, own a vehicle, and have a few necessary documents, you could get up to $15,000 in as little as 30 minutes with Alabama Title Loans, Inc. All you need to bring in with you is:

• Your driver’s license or state-issued I.D.
• The lien-free title to your vehicle
• Your vehicle available for inspection

The title pawn process is fast and straightforward. The first step is to fill out an online loan application. Just like with our payday loans, you can still apply for our small loan with bad credit!

After you’ve filled out the online loan application, wait for us to call you. One of our representatives from your nearest location will be in touch to discuss the details and further instructions with you.

Next, gather the required documents and bring your vehicle to the store location nearest you. When you arrive, one of our representatives will walk you through the remainder of the process, verify your documents, and perform a quick inspection of your vehicle to determine approval.

If you’re approved for a title pawn with Alabama Title Loans, Inc., much like a payday, you will receive the money the same day or the next business day.

When you receive your title pawn, be sure to manage your expenses and spending habits to avoid putting yourself in the same situation. If you also have poor credit, you should be practicing responsible borrowing with bad credit. This means, to not bite off more than you can chew. For help with your finances, take a look at how to manage your money here.

What Are The Benefits Of Title Pawns?

Title pawns can offer more cash than payday loans and give you more time to repay the loan as well. You also get to keep your vehicle while you are repaying the loan, so you don’t have to slow down just because you used your car’s title as collateral.

With title pawns, you arrange your payment schedule ahead of time. You know exactly when to make payments and how much they will be. This option allows you to plan ahead. If you can’t make your scheduled payments, be sure to contact us to see if we can remedy the situation.

Can I Get An Online Title Pawn?

Another great benefit is that the request for our title pawns begins at home. After completing the online request, a representative will contact you and give instructions on taking your documents and vehicle to the nearest location to complete the approval process.

Get A Personal Loan With Bad Credit Today

Alabama Title Loans, Inc. has locations all across Alabama that offer title pawns and payday loans, so there is likely one near you. Check out the store locator on our website to find a location nearest you.

No matter which of the bad credit loans fits your needs best – you can select either with the help of Alabama Title Loans, Inc. To get started now, use the online inquiry form on our homepage.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.