simple payday loan

The Simple Way To Get A Saraland Payday Loan

With a Saraland payday loan, you can borrow between $100 and $500 to fund emergencies like medical bills, vet fees, and vehicle repairs.

Unlike other types of loans, getting a payday loan in Saraland, Alabama, is wonderfully simple. All you need to do is ensure you have the required items, fill in the application form, head to your nearest store and get the money!

In the following sections, we'll give you a step-by-step tutorial on how to get a payday loan from us before divulging a few tips and tricks to make it even easier.

The Simple Saraland Payday Loan Process

All it takes is six steps to get the payday loan you need. Here's how you can get one from us at Alabama Title Loans, Inc.:

  1. Complete the online form. Make sure you fill in the correct one, as we also offer title pawns.
  2. As soon as we receive your application, we'll give you a call to discuss the process and confirm you meet the requirements.
  3. After that, head to your nearest branch. Remember to bring the documents we discussed on the phone, so our agents can assess your eligibility.
  4. Upon arrival, we'll greet you and examine your documents to verify your identity and confirm the amount you qualify for.
  5. If you're happy with the figure, you'll need to sign a couple of documents. Don't worry; we'll show you exactly where to sign.
  6. Finally, you get the Saraland payday loan on the same or the next day. We do our best to process your application and deposit the money on the same day, depending on the time you applied.

5 Tips To Ensure Your Saraland Payday Loan Application Runs Smoothly

Knowing the simple Saraland payday loan process is one thing, but ensuring the smoothest experience is another. We know you want to have a stress-free time, so allow these tips to help achieve that:

1. Ensure You're Honest

First thing first, you must be honest on your initial application form (and throughout the entire process, of course).

And by honesty, we mean the complete truth — no embellishing, please!

We know it can be tempting to stretch the truth a little when it comes to your income or other factors. After all, most people understand that the more you earn, the more you can borrow. However, this will only come back to bite you.

Dishonesty will result in an application denial, and neither you nor we want that. So, just tell us the truth, and we'll get you the payday loan you need to fund your crisis. Your credit score doesn't matter here.

2. Gather Your Documents Before Beginning

If you don't gather your documents before beginning your application, you won't know if you can satisfy the requirements. Thus, it's a complete waste of your time.

So, be on the safe side by compiling everything you need prior to starting the initial request form. For a payday loan in Saraland, Alabama you must have the following items:

  • Photo ID — Most of our customers use their driver's license but feel free to utilize a military dependent's ID card, passport, or another form of photographic identification if you don't drive.
  • Social security card — We use this to get an idea of your lifetime earnings and career steps.
  • Pay stub — Please ensure it's your most recent pay stub so we get an accurate depiction of your current financial climate.
  • 30-day bank statement — Like your pay stub, the bank statement should cover the last 30 days.
  • Blank check — It must come from an account in your name to allow us to offer you the loan.

saraland payday loan

3. Respond Quickly

You should respond quickly when our agents get in touch. After all, it's the only way we can provide a super-quick experience.

Once you've submitted the initial form, we'll give you a call shortly after. So, please have your phone nearby once you've sent your inquiry.

4. Unclear? Ask Questions

Don't wait until the last minute to have your concerns cleared — ask during the first phone call. That way, you can quickly determine whether you're happy with everything.

5. Have A Reason For Borrowing

Finally, justify your reason for borrowing. We don't need to know your reasons, but we encourage you to keep payday loans for emergencies only and not fall into the trap of using them for frivolous purchases.

Get A Saraland Payday Loan Right Now!

See? The Saraland payday loan process is incredibly straightforward. Simply send us a request, wait for us to give you a call, head to our store, sit with our representative, and receive your money! It couldn't be easier. Get in touch now to fund your emergency.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.