Whether you need to cover unexpected medical bills, get your credit cards paid up-to-date or other accounts, or even take an emergency trip, payday loans can help. A payday loan is a type of loan that is provided for a short time and can be received quickly.

You can use the cash for your emergency expenses. Once approved, the loan times vary, but it typically will be due on or around the next payday. 

Wondering how to get a payday loan fast? Almost anyone can qualify. The process is quick and easy, from assessing your needs, filling out the online customer inquiry form, calling the payday loan location, and bringing the required documents. All you need to do is follow the seven steps outlined in this checklist to get ready to apply for quick payday loans online.

Easy Payday Loan Approval Process

1. Assess Your Needs And If A Payday Loan Is The Right Option

First, consider how much money you already have and how much you need to cover a certain need. It is important to be realistic when you are trying to establish a financial goal, even if the goal is temporary. 

Is the money you're thinking of borrowing for a real emergency or is it for some fun that you'd rather not wait to do after payday? When you look at your situation realistically, you can set realistic and achievable goals. If your personal situation is urgent and will worsen if you do not address it, you won’t be able to take care of it before your next paycheck, and if it’s something that can be resolved with a loan of $100-$500, then a payday loan may be just the solution to bring your finances back to health!

2. Fill Out The Online Form To Get Started On Payday Loans

Once you've thought about your finances and figured out the amount of money you need to borrow, you can fill out the quick payday loans online form. 

The online form is the first step in the process of applying for quick payday loans. On this form, you will provide your basic information for the lender to view. 

This type of loan is associated with your paycheck or income, not an auto title loan secured by a vehicle you own or based on a good credit score to gain approval. All you need are the required documents listed below. But, please keep in mind, that you do need a job or at least some form of income to apply. 

3. Receive A Phone Call

Wait for a phone call from a representative to continue the easy payday loan approval process. 

After your information is received at the store location nearest you, a friendly representative will give you a phone call to guide you through the almost instant process. This phone call will be to review your information quickly and schedule a time for the next step. 

The representative will schedule a time for you to meet in person at a location near you to verify your documents and get you approved for a quick payday loan. 

4. Prepare The Required Documents For Your Cash Advance

The next thing you'll want to do is make sure to have the required documents for your in-person meeting with the lender representative. Please grab them from home so you come prepared and the personal loan process is not delayed. 

Please bring these documents with you:

• Your state-issued photo identification 
• Social security card
• Recent bank account statement
• Recent pay stub 
• A blank check

These documents must all be in the borrowers legal name. The checking account and a blank check have to be in your legal name, otherwise, your application won't be able to process. It has to be your account solely or you as one of the owners of the account. 

For example, married couples often have the same checking account, and both of their names are recorded in the bank statements and checks.

5. In-Person Verification Process

Show up on time for the in-person verification process. When you arrive at one of our business locations, a representative will verify all your documents to make sure they are valid and accurate. 

6. Final Steps

After verifying your documents, the store representative will help you with the final steps of the approval process. You will likely fill out some more simple paperwork and learn the terms of your agreement. 

Please take your time to make sure you understand the rates and terms. 

7. Receive Your Emergency Pay Cash

After you complete the steps and are approved, you'll receive your pay cash that same day or possibly on the next day. 

Get Quick Payday Loans With Alabama Title Loans, Inc. Today!

Whatever financial needs led you to research this option today, take time to think about each of the steps in this checklist before you decide if quick payday loans are right for you.

Now that you know how to get a payday loan fast, you can go ahead and apply for our loan products and services. Simply complete the brief online form on our Alabama Title Loans, Inc. site and wait for a representative to call you with the next steps.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.