If you have a lien-free vehicle title, you can use it to get an Alabama title pawn from us at Alabama Title Loans, Inc. right now! Title pawning is simple and can help you get quick money to help you with your urgent expenses. All you have to do is bring us the required items and our pawn representatives will let you know quickly if you qualify for approval. But don’t just take our word for it, come see for yourself how the simple title pawning process works here in Alabama.

Easy Title Pawning Steps You Will Need To Go Through

1. Fill Out The Online Form

The process begins as soon as you complete the online form found on our website. That form, while not the actual application, allows you to send us your information so we can get you into our system. Submitting the form will pass all these details to a helpful representative at the nearest store location. They’ll call you back soon after they’ve received the form so you can get your in-person meeting set up. You only need to provide a few basic details about yourself and your vehicle including:

• Full name.
• Current contact number.
• Your ZIP code.
• Car’s make and model.
• Car’s year of manufacture.

2. Take The Call From The Representative

After you complete the form, you should keep your phone turned on and nearby because one of our title pawn representatives will call to guide you through the rest of the process. During that call, they’ll brief you on the rest of the title pawning process, its required items you’ll need to show us, and to set up a meeting that can happen either at the nearest store or at another location of your choosing. This means you do not have to come to the store at all to complete the title pawn process.

3. Bring Your Required Items

Bring the required items for a title pawn to the agreed location according to plans you’ve made with the representative. The good thing about this in-person meeting is it can be as quick as 30 minutes to fully complete. On top of that, your car is only needed for a quick physical inspection; you don’t keep your vehicle here while you repay the loan. Remember, only the car title is used as collateral, not the vehicle itself. Here are the items you must bring to the meeting:

• Your identification, like a driver’s license or another state-issued ID.
• Your lien-free title that’s registered to your name and free from outstanding loans or judgements.
• Your car, for a quick inspection that a representative will perform before giving it back to you.

4. Complete The Process

Finally, you are done with the Alabama title pawn process once you sign the agreement! All that’s left is to wait to find out whether or not you’re approved and, if so, how much you qualify to receive. If you are approved, you could receive anywhere from $300 to $15,000 as early as the same day or by the next bank business day. The exact amount you qualify to receive depends on how much your car is worth and its condition, which the representative determined earlier during the physical inspection.

Is Any Vehicle Eligible For Title Pawning?

Before you begin the process, you have to make sure your vehicle is eligible for a title pawn. While we say “vehicle”, that doesn’t mean that any mode of transportation will work. In fact, you can’t get a title pawn with a motorcycle, boat, or trailer. Instead, you can only use a car, pickup truck, minivan, or an SUV. Likewise you should make sure your vehicle is in good condition because the overall condition will determine how much money you can get if you are approved.

You can make sure to do some basic maintenance like getting the motor checked, making sure the engine is working well, changing the oil, and getting any bumps, scrapes, or dents are taken care of. These things will go a long way to increasing the value of your vehicle so you can stand to get a high amount of money. Also, cleaning the interior of your car and checking the tires are good and basic maintenance things you can do.

Will Bad Credit Stop Me From Getting A Title Pawn?

When it comes to our title pawning with poor credit here, having bad credit won’t stop you from getting a title pawn. We welcome you to come in regardless of what your credit looks like. While that doesn’t mean we won’t ever need to check your credit, it does mean that we won’t automatically disqualify you just for having a bad credit score. You'll still go through the steps described above as long as you can meet the requirements to find out if you can qualify.

What Can You Use A Title Pawn For?

Another thing to know about title pawns is how to practice responsible borrowing. This means you should only get a title pawn for its intended use – emergency expenses. Financial emergencies take many shapes and forms, and yours could look very different from the ones listed below. Still, you can always consider an Alabama title pawn as an option whenever you need to borrow cash quickly so you can handle these expenses right away. Possible emergencies include the following:

• Urgent medical bills.
• Critical car repairs.
• Urgent home repairs.
• Paying late bills to avoid late fees.
• Paying rent to avoid eviction.
• Funding emergency travel during a crisis.

Take The First Step Now!

As you can see, title pawning is quick and easy here, but it begins with you. So, take that first step towards an Alabama title pawn now! We here at Alabama Title Loans Inc. are always ready to help you get through the process so you can find out if you can get the emergency cash you need. Plus, the vehicle inspection is free, so you can always come and see how much your vehicle can get you. Submit the online form right now and we will be glad to help you get started today!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.