Are you in a pinch trying to cover urgent expenses and not being able to make your paycheck stretch far enough? Would a few hundred dollars make it easier for you to handle your problems? If that is the case, you might want to look into getting a payday loan in Huntsville, AL with Alabama Title Loans, Inc. right now. You wouldn’t need to search online for “borrow money fast Huntsville” with this loan to help. In fact, you can qualify for payday loan with bad credit Huntsville here. Keep reading to learn more.

All You Should Know About Payday Loans Huntsville, AL

What Is A Payday Loan?

If you are looking for Huntsville emergency cash loans, a payday loan would be a good place for you to start. A quick cash payday loan is an unsecured short-term fast loan that can help you get quick money while you are in between paychecks at work. This means you don’t need to put up collateral to get approved and you would repay the loan with your next paycheck from work – which is usually in two weeks.

This loan is designated for smaller emergencies, as the maximum loan amount here is between $100 - $500. This means getting payday loans in Huntsville, AL is a suitable option when you need a one-off emergency settled – like an urgent medical visit, a quick emergency home repair, or an overdue bill. If you want to make sure you are practicing responsible borrowing with loans, do not use this payday loan for frivolous things.

Make Sure You Absolutely Need Payday Loans In Huntsville, AL

Before you begin the process to see if you can get payday loans Huntsville, you need to make sure you actually need one. This means evaluating your financial situation and your needs. If you feel like your expense can’t wait and will only get worse, this is a good indication you need this loan. However, it is a good idea to consider your alternative cash advance options Alabama. This means looking at things like altering your budget, getting money from loved ones, or looking into government programs available.

How Do I Qualify For Payday Loans?

Another way to determine if you qualify for this loan is to make sure you have the required items we need. These are the items we use to make sure you qualify for approval, so it is important that you can provide us with these items when we meet in person – otherwise, we won’t be able to see if you can get approved or not. Here’s what you’ll need to provide the our loan representative when you meet them at the Huntsville location:

• A government-issued photo ID to prove you’re over 18;
• Social security card;
• A 30-day bank statement from a checking account in your name;
• A blank check from the same checking account;
• Proof of income (typically your most recent pay stub);

How Long Will It Take To Get Payday Loans In Huntsville, AL?

The good thing is submitting an online form and getting instructions from a loan representative should only take a few minutes at most, which means you can make your way through the process easily. After that, you’ll have to come in for your appointment where the loan representative assesses your documents. This process typically doesn’t take more than 30 to 40 minutes, and you’ll find out if you qualify. If you do, the money will be in your wallet either later on the same day or the next bank business day.

What If My Income Is Irregular?

To get approved for payday loans in Huntsville, AL, it’s required to provide your most recent pay stub. It would act as a proof of your ability to pay the loan off, and the amount you qualify for would depend on it, as your loan payoff would have to come out of your next paycheck. That said, if your income is irregular (or you’re outright unemployed), and you’re unable to provide a recent pay stub, you could still qualify for the payday loan if you’ll provide alternative proof of income.

This could be any benefit or compensation you’re getting – from social security benefits to alimony checks. Explain your situation to the loan representative during the phone call and make sure to provide the appropriate documents to back it up. Just let us know what you have as income when we speak on the phone and we will be able to let you know what kind of paperwork you can bring in as proof of your income.

Will A Payday Loan Affect My Credit?

Another good thing is we here at Alabama Title Loans, Inc. don’t report your loan information to any credit bureaus – and without getting reported, your loan cannot reflect upon your credit. This means the credit score will stay the same as before. So, you don’t need to worry about this with payday loans in Huntsville, AL or any other location where Alabama Title Loans, Inc. provides the services. You can even qualify for payday loan with bad credit Huntsville.

How To Apply For Payday Loans In Huntsville, AL

Now that you know more about payday loans Huntsville, all that is left is to begin the process so you can find out if you qualify for approval. All you have to do is follow some steps and we can help you find out if you can get this loan quickly and easily. In fact, here are the guidelines on how to get through the process to find out if you can get payday loans in Huntsville, AL:

1. Make sure you’ve got all the required items in order before filling out the online form. Once you do, fill out the online form for payday loans on the website to officially begin the process
2. Wait for a phone call. As soon as the form gets processed, a loan representative from the Huntsville, AL location will give you a call. They’ll provide further instructions, answer any questions you might have, and set up an appointment for you.
3. Take the required items to the Huntsville store location. The loan representative will assess them to determine if you should get a loan and how much.
4. If you are approved, we will also go through the loan terms and have you finish signing the payday loan documents. Once you are done signing the paperwork, you can be on your way and get the money either on the same day or the next working day.

Submit Your Inquiry Today!

When you need quick cash for emergencies, we here at Alabama Title Loans, inc. offer payday loans Huntsville, AL to help you out. Our process is simple and we’ve made things easy to determine if this loan will actually help you out. In fact, you won’t have to wonder how you can borrow money fast Huntsville if you have urgent expenses. Our loan representatives can help you get through the simple process. If you are ready to begin, fill out the online form to eventually find out if qualify for approval.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.