Everything You Need to Remember for Payday Loans in Bessemer, AL
When emergencies strike, our payday loans in Bessemer, AL offer a quick solution. Borrow between $100 and $500 to cover unexpected expenses like medical bills, car repairs, or urgent home maintenance.
While you don't have to contend with a myriad of requirements, you do need to remember a few things, including the process and some tips and tricks to get the best possible payday loan.
In this guide, we’ll walk you through the requirements, the simple process, and tips for getting the most out of your payday loan.
Payday Loans in Bessemer, AL: What You Need
Unlike traditional loans, you don't need a bunch of things to gain approval for payday loans. Instead, just ensure you have:
- A government-issued identification card containing your portrait. Ensure it's valid; otherwise, we won't be able to accept it.
- Your social security card so we can establish your years worked and income.
- Your most recent bank statement. Please make sure it covers the latest 30 days.
- Your most recent pay stub.
- A blank check. It needs to come from an account owned by you.
We don't conduct hard credit inquiries, so your score won't be affected. Plus, you don't need a near-perfect rating to gain approval. Our loans are available to most, regardless of financial background.
The Step-by-Step Payday Loans Process
Like our requirements, the step-by-step process of getting a payday loan from us at Alabama Title Loans, Inc. is easy to understand.
On top of that, the first part takes just five minutes, and the in-person portion will be over and done within a mere 30 minutes. Finally, you will receive the money you applied for on the same or the next business day.
So, here is how to get a payday loan in Bessemer from us:
-
Fill Out the Online Inquiry Form
Start by completing our simple online form. It takes less than five minutes! -
Get a Phone Call
A loan representative will contact you to explain the requirements, answer your questions, and guide you through the next steps. -
Visit Your Local Branch
Bring your required documents to our Bessemer location. -
Verification and Approval
Our team will verify your documents on-site. -
Sign and Receive Cash
Once everything is verified, sign a few documents, and you’ll receive your money—sometimes even on the same day!
Tips for Getting the Best Payday Loans in Alabama
You know the basics at this stage. However, there are other tips and tricks to remember if you want to get the most out of your payday loans in Bessemer, AL, including:
- Research — Don't necessarily use the first payday loan provider you find. While you may strike gold on your initial search, always conduct thorough research to ensure you're receiving the best rates and terms. There's nothing worse than realizing you could have got a better deal elsewhere.
- Check the fine print — Unscrupulous lenders like to hide ultra-important information in the fine print. So, it's always a good idea to thoroughly read through before signing anything. Make sure you understand all the terms, including the total amount. And if you have any questions after reading, ask the loan representatives. If they're standoffish or refuse to tell you important information, don't enter into any agreement with them.
- Apply for what you need — While it can seem tempting to apply for the highest amount, don't fall into this trap. Calculate how much you need to fund your emergency and apply for the specific figure. You will stand a better chance of approval and won't have to repay an unnecessarily high amount.
- Check for licenses — Last but certainly not least, always check the lender's site for the licenses that allow them to legally operate in the state. If you can't see them, don't sign any paperwork and choose a different lender.
Why Choose Alabama Title Loans, Inc. for Payday Loans in Bessemer?
At Alabama Title Loans, Inc., we make it simple to get the cash you need when you need it most. Our process is quick, with no hard credit checks, and you can receive up to $500 in just 30 minutes.
Benefits of Choosing Us:
- Fast approval process.
- No impact on your credit score.
- Same-day or next-day cash availability.
- Trusted and licensed lender in Alabama.
Get Payday Loans In Bessemer Today
At the end of the day, acquiring payday loans in Bessemer, AL is simple when you keep the requirements, process, and our tips and tricks in mind. It takes just half an hour, allowing you to fund your crisis as soon as possible.
Kickstart the process by filling in our short inquiry form. We'll get back to you as soon as possible to guide you through everything. Just ensure you have your social security card, ID, most recent bank statement, most recent pay stub, and a blank check on hand before visiting the store.