What Do I Need To Get A Payday Loan Near Me In Alabama?

January 6, 2022 | Daniel Dewitt

looking for payday loans near me

How do I find a payday loan near me in Alabama?

These days, more and more people come up with this question as they’re trying to find a way to get money on short notice. If you’re one of them, this post may be useful to you, as here, you’ll find information that will help you get cash advance loans, such as payday loans, near you in Alabama.

What Do I Need To Get A Payday Loan Near Me?

The requirements for payday loans depend on which lone storefront you visit. Here at Alabama Title Loans, Inc., we only have five required items that you need to bring to the application meeting.

Government-Issued ID

The first thing you will need to apply for a payday loan near me in Alabama is a government-issued ID. This ID will confirm your identity and prove that you are 18 years or older, which you must be in order to qualify for a loan in the state.

Social Security Card

To further prove your identity, you will need your Social Security card. Once again, the Social Security card simply confirms your identity and that you are of legal age to get a payday loan in the state. Your Social Security card and all other sensitive information will be handled with complete confidentiality.

Most Recent Paystub

As its name suggests, a payday loan requires a job or some form of income. In order to prove that you have employment, you need to provide your most recent pay stub. This pay stub will also help to determine how much money you are eligible to receive.

Most Recent 30-Day Checking Account Statement

Your most recent 30-day checking account statement will also be evaluated. This statement is further used to confirm how much money you make per paycheck and how much you are eligible for.

Blank Check From Your Active Checking Account

The last thing you need is a blank check from your active checking account. This is used so that the payday loan can be put directly into your account. It is also used so that you can directly pay back your loan by your next payday.

blank check required for payday loans near me

Do I Need Any Other Documentation To Get A Payday Loan Near Me?

Some stores will accept non-employed versions of income. For example, you might be able to apply for a payday loan if you get a Social Security checks, alimony, or unemployment benefits. However, not all stores will accept non-employed sources of income.

If you are interested in getting a payday loan with non-employed sources of income, it’s important to call the storefront location beforehand and ask them directly whether or not they accept this form of income. If they do, you’ll need the appropriate proof and documentation of the non-employed source of income you are using.

What About A Credit Score?

If you noticed, one thing that is not required to apply for a payday loan in Alabama is an excellent credit score. That’s because all credit types are welcome to apply at Alabama Title Loans, Inc. Whether you have good or bad credit, you’re welcome to apply.

How To Apply For A Payday Loan Near Me?

Here, at Alabama Title Loans, Inc., we try to make it as easy and fast as possible to get your payday loan approved. Here are the steps for getting a payday loan from one of our stores:

  1. Fill out our online inquiry form.
  2. Wait for a loan representative to give you a call.
  3. Set up a meeting to have your items verified and formally apply for a payday loan.
  4. Arrive at the meeting with all of your required items.
  5. Allow a representative to verify your items and walk you through simple paperwork.
  6. If you are approved for a payday loan, you can get your money the same day.

woman applying for payday loans near her online

Get A Payday Loan Near You Today!

To get online payday loans from Alabama Title Loans, Inc., remember that you will need a government-issued ID, Social Security card, your most recent pay stub, your most recent 30-day checking account statement, and a blank check from your active checking account.

If you have all of these items, you’re ready to get started. Just fill out our online inquiry form – and we will call you shortly to set up a meeting so that you can get the money you need as soon as possible.