signing payday loan direct lender contract

Why Should I Get A Payday Loan From A Direct Lender?

Once you've decided to get Mobile, Alabama payday loans, it's time to choose where to get one from. While you can acquire them from sites that use third parties, a payday loan direct lender can also be used and is often a better option if you need emergency cash loans Alabama.

From things like helpful payday loan representatives to easy processes to fast money, there are plenty of benefits to getting a payday loan from a direct lender like us. And we're going to explore five of the top reasons right here.

The 4 Reasons To Get A Payday Loan From A Direct Lender

A direct lender is a financial institution that offers loans to consumers. Unlike banks, they don't utilize a loan servicer to deal with processing and administration requests on their behalf. Therefore, a payday loan direct lender is an institution that sells payday loans directly to borrowers without using a middleman. A myriad of benefits come from choosing a payday loan direct lender, including the top four below:

1. No Third Parties

The most obvious – and necessary – advantage of using a payday loan direct lender like us is the non-existence of third parties to process your payday loan. Your data isn't ferried between various entities, reducing the likelihood of security breaches or vulnerabilities. Instead, you just deal with us – and we have locations all throughout Alabama for you to visit.

money and alarm clock for payday loans

2. Easy Process

Without the need of a middleman to process your payday loan in Alabama Title Loans, Inc., there's no need for complicated procedures that take too long. Plus, we have loan representatives that are always here to help you out. Instead of a long process that could get you confused, all you need to do is follow the steps below to find out if you can get a payday loan from us in a short time:

  1. Complete our simple inquiry form. It should only take a few minutes. We will then call you to confirm your information and set up a face-to-face meeting at the nearest store location.
  2. After the call, head to the nearest branch with your requirements. We'll go over everything you need to qualify over the phone. However, here's a list for your convenience:
    • Government-issued photo ID or driver’s license.
    • Social Security card.
    • Most recent 30-day bank statement.
    • Most recent pay stub.
    • Blank check from account in your name.
  3. Upon your arrival, we'll verify your items and establish how much money you can qualify for and if you qualify for approval.
  4. If you are satisfied with the amount offered, we'll guide you through the remaining paperwork. You'll just need to sign a few forms. Finally, you can get the money you need within 24 hours.

3. You Can Get The Money Quickly

The beauty of a payday loan direct lender is our ability to process your short-term loans Alabama request rather quickly if you are approved. Generally, we'll be able to release funds the same day you apply or the following business day. But know, we do our best to give you the money on the same day. It really just depends on how early you choose to start the process.

4. No Credit Requirements

Finally, a near-perfect credit score is not required to qualify for bad credit payday loans Alabama. In fact, you can get a payday loan from a direct lender like us with a poor credit score! Other factors are used to determine your eligibility, not the state of your credit. In fact, we won’t even have to check your credit or report it to any major credit bureaus. Thus, your score will remain unaffected directly, even if you can’t repay the loan on time.

Frequently Asked Questions About Payday Loans

person counting payday loan cash

How Do Payday Loans From Direct Lenders Like Us Work?

Payday loans from direct lenders like us let you borrow straight from a financial institution, allowing you to access money without any hassle. And with our loans, you can borrow anywhere from $100 to $500 to fund all kinds of emergency situations — things like medical bills, vet fees, home repairs, and vehicle repairs. You just need to supply some basic information to get started, and the money can be yours.

Are Payday Loans Safe And Secure To Use?

When it comes to filling out the online form on our website, you are probably wondering if Huntsville, Alabama payday loans are secure. The good news is, filling out this online form is completely secure and simple for you to use!

We’ve made sure to keep your information completely confidential so that only the authorized people can see it. So you can feel confident and relaxed while you are filling out the form. We only use it to get you into our system and help you find out if you can qualify for approval.

What Are The Pros And Cons Of Using Payday Loans?

While the pros of using bad credit payday loans Alabama are clear, that doesn’t mean you should automatically get one. Like with any loan, there are some cons that you do have to keep in mind. One thing to keep in mind is that you have to repay the loan. While this isn’t an immediate con, it is a thing you have to remember.

If you don’t have a secure income source, you won’t be able to repay on time and you can find yourself in debt. And speaking about income sources, we ask that you use your most recent pay stub. We determine how much you can get based on your income, so we need to see your income.

If you happen to not have a job at the moment, you might be able to use another income source. The only thing you have to do is give us a call before you come in so we can talk about your income source and let you know what kind of paperwork you need to bring in to prove it.

Complete Your Payday Loan Direct Lender Request Today!

Getting online payday loans Alabama from a direct lender like us ensures access to money in as little as 24 hours and is a convenient and simple process. On top of that, you benefit from needing zero credit requirements, making it an easy way to acquire emergency funding. So, if you want to get a payday loan from a direct lender, simply complete our online inquiry form and one of our representatives will contact you as soon as your information is received.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.