Can you get a car title pawn and still drive it? This question often arises when considering a car title pawn as a solution for emergency cash needs. While concerns about losing access to your vehicle may frighten some from taking up this option, rest assured that it's not cause for concern.

In this article, we'll examine the process of a car title pawn, addressing whether you can indeed pawn your car and continue driving it. Understanding the workings of car title pawns and dispelling common misconceptions will help you make an informed decision. Keep reading to discover more information about this process and why it might be the right choice for you.

If you’re worried that you won’t be able to drive your car after you pawn it, don’t be. You will be allowed to pawn your car and drive it. From the time you apply for a personal title pawn to the time you pay off your last loan payment, you can drive your car!

How Car Title Pawns Work

Since you will be allowed to drive your car after pawning it, you might be confused about how exactly car pawns work. You’ll be relieved to know that the car title pawn process is straightforward.

How it works is that you will apply for a car title pawn. If approved, you will receive a certain amount of money, based on how much you are approved for. Factors such as the value of your vehicle are used to determine how much you can be loaned.

After you are loaned the money, both the money and your vehicle will go home with you. You will be able to drive your car as usual and treat it just as you would before you applied for a loan. You will continue to keep the car as you are paying back the title pawn you received from the lender.

The only difference about your vehicle now is that there will be a lien against it until you pay back the pawn. As soon as it is paid back, this lien will be removed, and you won’t have anything to worry about.

In other words, the only difference between your vehicle before and after applying for a title pawn is on paper. After your last payment, everything will go back to normal, and you will be able to drive your vehicle as before throughout the entire process.

What Do I Need To Apply For A Car Pawn?

Now that you know you can pawn your car and drive it, the next step is to complete the loan request form. There are a few things you'll need to qualify for a title pawn from Alabama Title Loans, Inc. You will need your driver’s license, a lien-free title, and your vehicle.

Of these three things, the lien-free title might be the most confusing. A lien-free title means having no outstanding debts against it. If there are debts against your title or it is not in your name, it cannot be used for a title pawn. The title must also be in your actual name.

If your car title is not in your name, this is an easy fix. Just head over to your DMV to get the title transferred into your name, then, gather your requirements to apply for your title pawn.

What About My Credit Score?

The beauty of a personal loan like title pawns is that your credit score is not a factor when applying. If you have good or bad credit, Alabama Title Loans, Inc. welcomes you to apply for what can be considered a bad credit loan. Instead, you need to focus on the three requirements above to qualify for this type of loan. When borrowing with a title pawn, it is important to make and stick to your repayment plan to avoid getting stuck in a cycle of owing money!

How To Apply For Car Title Pawns

If you have all three required items, follow these steps to apply and get approved for a title pawn from Alabama Title Loans, Inc.:

1. Fill out the online inquiry form.
2. Wait for a customer service representative to give you a call.
3. Meet with the loan representative. Make sure to bring all the required items to this meeting.
4. Allow for a loan representative to walk you through the rest of the process and evaluate all of your documents and items.
5. Wait for the loan representative to perform a quick inspection of your vehicle.
6. If approved, you can get the money issued to you need the same day or the next business day.

Get Loan Cash With A Car Pawn Today!

Can you pawn your car and drive it? Yes! You’ll be able to bring your car home with you and drive it as normal after using it for an Alabama title pawn. You get to keep it throughout the entire car title pawn payment process. Come to use it for your bad credit loan, car title pawns, and all your emergency cash needs! 

If a car pawn sounds like an option for you, contact Alabama Title Loans, Inc. today. Just fill out our loan inquiry form to get the process started! 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.