person calculating title pawn amount

Are There Pawn Shops That Take Car Titles Near Me?

We’ve all experienced those times where an emergency pops up and we can’t handle it on our own. Instead of stressing out over that, there are pawn shops that you can visit to pawn your car title. It is called getting title pawns and you don’t have to go all over Alabama to find one of these stores. In fact, you can easily find us at Alabama Title Loans, Inc. where we can easily help you get through the process and find out if you can qualify. Keep reading to learn more about where to find us!

Where To Get Title Pawns In Alabama

As we said above, you can easily get title pawns from us at Alabama Title Loans, Inc. right now. And finding our locations isn’t difficult. In fact, all you have to do is go to our locations page and you can see all of our stores. Not only that, but you can also find a Google maps of our individual stores, which means you can make sure you are finding the actual store you need. Plus, our webpages also have a description of where exactly the specific building is located.

And if you run into any issues finding us, you can just give us a call and we can help you get to us – or we can come to you! When it comes to online title pawns, we don’t require you to come to the store to complete the process. All you have to do is tell us over the phone where you’d like to meet, and we will come to you with all the paperwork you’ll need to sign! Just make sure you have the items we will need to see – which we will talk about shortly – in order to determine if you qualify.

Why You Should Come See Us For Your Title Pawns

Since you know that we have stores all throughout Alabama, you are probably wondering how you can know that we are a reliable source for a title pawn. You might be weary of us because maybe you’ve dealt with pawn shops that were less than reliable. However, there are certain thing you can look for to make sure you are dealing with a trustworthy company. First, you need to make sure the company has a website that is simple to navigate.

When you go to our website, you will see that we have clearly labeled our webpages so you know what information is available. You can find information about the title pawns process, our locations page, and even the online payment portal! Next, the company you choose has to be transparent. We make sure to share the information you need if you want to pawn your car title. We don’t want to keep any important information from you.

person in car looking for title pawn stores with text are these pawn shops that take car titles near me?

Finally, the company must have their process detailed out for you to read. Not only do we have a title pawns service page that talks about our process, but we also have a title pawn PDF to break it all down for you. We make sure there is no question that you know the steps necessary to find out if you qualify. Plus, you are always able to give us a call, chat with us online, or come to one of our stores if you need any help. Our loan representatives are here for you!

What Do You Need To Pawn Your Car Title

Now that you know where to find title pawn shops and how you know we are trustworthy and reliable, you need to know what items you have to show us to find out if you can get this pawn. The good thing is, here at Alabama Title Loans Inc., we will only request three simple things from you when we meet in person – whether we meet at the nearest store or at another location of your choosing. These three items are as follows:

  • Identification: Firstly, you will need to prove that you are of legal age and not a minor by offering your government-issued identification. This document should display your full legal name, date of birth, and photo. You can use your driver’s license or your state-issued photo ID if you can’t provide your driver’s license.
  • Vehicle: Alongside your identification, you will need a vehicle you have paid off fully. You can only use your car, truck, or van. We use your vehicle to establish how much you can borrow with a title pawn – within our lending limits of $300 and $15,000. We do this by looking at the fair market value and considering the following factors:
    • Its age — The older your car, the less it is worth. If you have a vintage or classic vehicle, this doesn't apply; they are usually worth more than their newer counterparts.
    • Its mileage — Your odometer reading plays a major role in the value of your car. The higher the reading, the less it's worth. However, we consider this in conjunction with your vehicle's age and the nationally accepted average mileage of 10,000 to 12,000 miles per year.
    • Its condition — We don't just look at the mechanical condition like how your engine and motor work; we take note of the cosmetic condition as well. Any dents, bumps, scratches, or stained interiors will negatively affect its value.
  • Lien-Free Title: Finally, you will need a lien-free title in your name. This is the document that proves you own the vehicle outright, without any outstanding liens or judgments against it. We put a lien on your title to secure the pawn and we can't do that if there is already a lien on it.

How To Get Title Pawns

Once you’ve gotten your required items ready, you can move onto the actual process. As simple as the required items list is, the process is just as easy! In fact, you only have to go through a few steps to find out if you qualify for approval. And if you are, you just have to sign the loan agreement and wait for your money to arrive either the same day or the next! Plus, you still get to keep your car if you are approved. Here are the steps you’ll follow:

  1. Complete the quick online form that is on our home page. This sends your basic contact information to the nearest store location so we can help you continue through the process.
  2. One of our representatives will call you to discuss the pawn and set up a meeting location. As we mentioned earlier, there's no need to come to our store. Instead, we can come to you.
  3. When we arrive at the meeting place, we'll examine your documents and analyze the value of your vehicle to determine how much money you could get and if you qualify for approval.
  4. Last but not least, if you agree with the amount, we will go through the loan terms and have you sign the paperwork. Once done, you will receive the money later that day or the next!

wooden car and money on balance for title pawns

Pawn Your Car Title With Alabama Title Loans Inc. Right Now!

If you are interested in getting title pawns from pawn shops in Alabama, you don’t have to look far. As this article proves, it isn’t difficult to find our Alabama Title Loans, Inc. store locations. And if you do run into any issues, we are here to help you out. So don’t go through your emergency expenses alone if you have a car title to use as collateral for title pawns. Let us help you right away. Don’t wait to fill out the form to get started!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.