Bad credit can be beyond your control; an injury or illness might have kept you out of work and made it hard to keep up with monthly payments. If your low credit score has hurt your ability to borrow money, you may find it tough to handle financial emergencies like medical bills, auto repairs, and unexpected travel costs.

Nowadays, it’s not only possible to get title pawns with bad credit, but you also have the option of taking out title pawns online. Learn more about borrowing same-day title pawns with Alabama Title Loans, Inc.

Can You Get Title Pawns For Bad Credit?

When searching for emergency financing, strict credit score requirements can exclude many borrowers. Traditional bank loans usually require demonstrating a credit score above 700 to qualify.

Thankfully, that's not the case with our Alabama title pawns. You can borrow these even with bad credit because you use your lien-free vehicle title as collateral. The reason lenders want to know your credit score is to determine if they can trust you to repay the loan on time.

Putting up collateral makes that less important. The lender is secured with your lien-free vehicle title if you miss payments. They can recover the amount they lent you, allowing you to borrow title pawns even with bad credit.

Can You Get Same-Day Title Pawns?

If you’re thinking about taking out a title pawn, you probably need the money quickly. The good news is that you might get the cash the same day or the next bank day. There's no need to wait a week just to find out if you've been approved – the whole process is very fast and easy.

Here’s how to get approved for title pawns the same day you apply:

1. Fill out our online form – You won’t need to visit the lender’s store to give your basic information. You can easily do it from the comfort of your home by filling out an online inquiry form. Enter your name, zip code, contact details, and vehicle information in less than five minutes.
2. Have a quick phone call – After submitting your online form, one of our loan specialists will call you to briefly discuss our loans. They will provide a general overview of loan terms, including how to get approved, requirements, loan amounts, and repayment. You can also ask questions during this call.
3. Bring your required items to the in-person meeting – You will now need to complete the process at one of our Alabama store locations. Gather your items and go to the nearest store. Our loan associate will review your requirements and inspect your car for its value. This will take less than 30 minutes.
4. Sign the loan agreement – If approved, the loan agent will explain how much you can borrow and present documents for you to sign. After providing your signature, you can receive title pawn cash later that day or by the next business day.

You can get approved for same-day title pawns. While you might need to wait a day to receive the funds, you can feel confident knowing you can quickly handle your financial emergency. Same-day approval is straightforward, as long as you have the necessary items for car title pawns.

What Are The Required Items For Title Pawns?

Getting approved quickly for a title pawn requires just a few items that should be easy to find. These items can help you verify your identity, age, vehicle value, and full ownership of your vehicle.

The following are the required items for a title pawn:

• A state-issued photo ID with your full name and age
• Your lien-free car title in your name
• Your vehicle for a quick inspection

Remember, you can only get approved using your car, truck, or van; motorcycles, trailers, RVs, and boats are not accepted.

Can You Complete The Process Online?

Although there are a few steps that can be completed online, you will still need to meet with a verification agent. The expert needs to inspect your vehicle in person to determine the amount you qualify for. 

This must take place at one of our Alabama store locations. Thankfully, we have 25 stores located across Alabama. You can view our locations page to find the one closest to you, which will provide the fastest approval process.

Here are some of the places where you can find an Alabama store location:

• Montgomery, AL
• Huntsville, AL
• Dothan, AL
• Mobile, AL
• Bay Minette, AL
• Gulf Shores, AL
• Jackson, AL

Our stores are open Monday through Friday from 10:00 a.m. to 6:00 p.m. and Saturdays from 10:00 a.m. to 5:00 p.m. Feel free to visit us anytime to talk with a loan specialist about the title pawn approval process.

How To Find The Right Loan Lender?

Selecting a reliable company to work with is crucial. Numerous scammers out there are waiting to take advantage of individuals who have found themselves in a challenging financial situation. Unfortunately, during such times, you can start making hasty decisions that you are going to regret.

Gaining more information about the company you want to work with is extremely important. Here are a few things you should look for in a reputable loan company:

• Transparent terms
• State certified
• Secure website
• Clear approval process outlined on their site
• Willing to speak on the phone to discuss the process
• Won’t ask you to pay fees upfront

Alabama Title Loans, Inc. – Your Lender of Choice

At Alabama Title Loans, Inc., our main aim is to make your life a bit easier by helping you get access to the emergency cash that you urgently need. We’ve been helping Alabama residents for over 30 years and employ the most helpful and friendly professionals who are always there to answer your questions.

The following are a few other reasons why you might want to choose us:

• We welcome all credit situations and financial backgrounds. With us, you might qualify even if you have bad credit or no credit at all.
• You will get to keep the car while repaying what you owe.
• With us, you could qualify for up to $15,000, which is likely enough to help you cover urgent bills that simply can’t wait any longer.
• The in-person process might take only 30 minutes.
• If you get approved, you can receive the money the same day or the next business day.
• We have a convenient online payment portal that you can use to take care of your payments. 

Ready to get started? Apply online with our loan form and visit us in person to complete the process the same day you apply, regardless of your credit situation.

Borrow Title Pawns For Bad Credit – Receive Up To $15,000 Today!

We at Alabama Title Loans, Inc. offer title pawns for bad credit that are available the same day you apply. You can start the process online and get approved in person, all within the same day. Our friendly loan specialists make the process simple and can explain every step to ensure you complete everything efficiently.

If you need financial relief, apply for a title pawn online with us today. Fill out our online form before visiting us in person to complete the process in less than 30 minutes.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.