Try This When You Need Fast Emergency Cash
There are times when you might need to obtain emergency cash. Whether you have to pay unexpected medical bills, travel urgently, or repair a dangerous roof leak, money is needed — and it’s calling for your immediate action.
If you find yourself in this situation, try one (or all) of these five avenues including payday loans.
Need Emergency Cash? Try These Ways to Get It!
1. Do Some Odd Jobs
Depending on the type of work you are willing to do, odd jobs may provide you with same-day emergency cash.
People are constantly looking for pet sitters, babysitters, dog walkers, cleaners, or drivers, so chances to find something in your area may be fairly high.
If you're willing to run errands for people, you can pick up a nice chunk of cash in a relatively short period of time. However, it's worth noting that the exact sum depends on where you live.
Alternatively, Fiverr offers a stay-at-home way to earn quick money. You can advertise your services for free and be off to making cash in an incredibly short period.
2. Borrow Money from Friends and Family
Borrowing money from your friends and family can be one of the quickest and easiest ways to gain financial support. However, the downside of this method is that it can lead to possible feuds and negative consequences.
For example, if your best friend lends you some cash, your relationship will be strained. Even if you happen to forget about it, your friend will almost certainly not. This could lead to the breakdown of your friendship — especially if you can't pay them back in an acceptable period.
At times, however, borrowing from people you love is the only way. In this case, we'd suggest drawing up a contract that stipulates how much money is being transferred, the payback terms, and any interest your friend/relative might request.
3. Sell Your Possessions
Websites such as eBay, Vinted, and Gumtree offer an easy way to sell your possessions for a quick buck.
Of course, high-ticket items like electronics and various video games are going to give you a higher payout. But selling your unused or rarely-worn (washed) clothing can bring in a hefty sum depending on the brand and/or quantity.
In addition, you could sell your gold. It might seem a bit "old-fashioned", but the price of gold has been rising relatively steadily for a few years. If you have any jewelry lying around that you don't wear frequently, it's worth selling them for a check.
4. Ask for a Payroll Advance
Another way to get fast emergency cash is to ask your employer for an advance. Generally speaking, they won't charge you a fee for this. In fact, many companies provide low-interest loans to any employee who has fallen on hard times.
Asking your employer can feel rather awkward, especially if you are somewhat new to the position. In this case, you could use an app called Earnin. This allows you to get a worker's advance (i.e. money earlier than payday) that you must repay at once when your payday rolls around.
Thankfully, you won't be charged any interest! However, it's worth noting that the app will request a donation, and it needs access to your timesheets, as well as your bank account.
5. Use Our Payday Loans
Payday loans are a short-term financing solution that allows you to gain quick, emergency cash.
You can borrow between $100 and $500 with a payday loan from us without getting bogged down in a bucket load of paperwork. We understand that times are stressful, so we've done our best to streamline our application process.
Here's how our payday loans application process works:
- Fill out the short inquiry form located on the top left of our website. This will take around 5 minutes.
- Make sure your phone is switched on as one of our friendly loan specialists will give you a call shortly after you've submitted your form.
- The loan representative will tell you about the documents you'll need, how the process works, and answer any questions.
- After the phone call, take your photo ID card, social security card, most recent paystub, 30-day bank statement, and a blank check from your checking account to your closest Alabama Title Loans, Inc. storefront.
- When you arrive, a loan specialist will greet you and review your paperwork.
- If you gain approval, you will need to sign and complete some more documents. Don’t worry, you’ll be guided throughout the process, and should you have any of your questions, our representative will be happy to answer them all.
- Once everything is signed, you will receive your cash on the same day!
If you do, however, need the amounts bigger than $500, consider car title pawns Alabama Title Loans, Inc. offers. With us, you can easily apply and get approved for up to $15,000 cash with our title pawns online financial service.
Get Your Payday Loan Today!
Emergency cash is generally hard to come by. But with our payday loans and the other suggestions on our list, it's a breeze.
If you have any questions regarding our payday loans before you get started, never hesitate to get in touch. We're dedicated to giving you the money you need when you need it most. So, don’t wait and get started today!
To learn more about getting money for emergency expenses, read our articles about making money.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.