How To Make Emergency Money in Alabama
Learning how to make emergency money can be the key to unlocking financing when you're in a dire situation. Whether you need to pay medical bills, avoid late utility bills, fund unexpected necessary travel, or make urgent home repairs, fast cash can help you do that. In this article, we'll explore the various ways you can access money in as little as 24 hours to fund emergencies. Using assistance programs, side hustles, and online payday loans to help in those emergencies.
How To Make Emergency Money
1. The Emergency Rental Assistance Alabama
The first option on our top seven how to make emergency money list is to access the ERA Alabama program. It helps renters with past due, current, and up to three months of expected rent, utility, and energy costs.
Governor Kay authorized this scheme through AHFA as a response to the COVID-19 outbreak. It's wholly funded by a $263 million and $203 million congressional grant. Since it's a government program, you must meet certain eligibility requirements. To get more details, call 833-620-2434.
2. Use The Alabama Family Assistance Program
If you have a dependent child (i.e., age 18 or under), you could qualify for the Alabama Family Assistance Program, which provides temporary monetary assistance to needy families. The eligibility requirements are as follows:
- You are a resident of Alabama.
- You're a legal U.S. citizen, qualified alien, or legal alien.
- You are unemployed or underemployed or have a low to very low income.
- You must have a child 18 years of age or younger, be pregnant, or be 18 years of age or younger and be head of the household.
The easiest way to apply for this money is to print out, fill in, and deliver or mail the application to your nearest Department of Human Resources office. Call the branch to request an application and find out more about the program.
3. Participate In Project SHARE
Project SHARE partners with the Salvation Army to help low-income Alabama families who are disabled or elderly (60 years of age or over) pay their winter energy bills. They only offer summer assistance if you have medical emergencies and funds are available. Apply to Project SHARE at your local Salvation Army office or call 205-328-2420. For those who meet the eligibility requirements, it's a great answer to the ever-asked how to make emergency money question.
4. Wrap Your Car In Adverts
Depending on your household's situation, you may not qualify for the programs we've discussed so far. But that doesn't need to cause alarm! As you'll see from the rest of our methods, there are plenty of other ways to make fast money. Wrapping your car in adverts through a service like Wrapify allows you to make money every month just by driving around. Once you sign up for this service, you pick the brand you want to advertise, and the company wraps your vehicle for free (it doesn't damage the paint). Then, simply drive around as you normally would and wait for the money to come in! Many people take advantage of this way to make money quickly. Just bear in mind that you often need a squeaky-clean driving record and own a relatively new vehicle.
5. Switch Your Bank Account
Some banks offer you $200 to switch from your current provider. While switching banks used to be a relatively challenging task, it's much easier these days. It's simply a case of kickstarting the process and allowing the banks to work their magic. Typically, the money offered will land in your new account after a couple of weeks. However, check the terms and conditions to make sure.
6. Make Deliveries For Amazon Flex
You can make around $18 to $25 an hour delivering for Amazon Flex. The company pays by delivery block, and you can find opportunities in most notable cities. You can earn a higher amount if you drive a large vehicle, make tip-eligible deliveries, and work at peak times.
7. Try A Payday Loan
Finally, you can get an online payday loan in Alabama in just 24 hours! With Alabama Title Loans, Inc., you can borrow between $100 and $500 to bridge the gap between paychecks. You don't need a perfect credit score; people from all walks of financial life can qualify.
The in-person payday loan process lasts around 30 minutes, and you'll receive the money you need on the same or next business bank day. All you need is a social security card, government-issued photo ID, recent 30-day bank statement, most recent pay stub, and a blank check from your active checking account.
Get A Payday Loan In Alabama Today!
Now you know how to make emergency money, crises won't feel as overwhelming. To kickstart the payday loan process, give your local Alabama Title Loans, Inc. a call or fill out the quick loans form found on our website.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.