man made emergency money in Alabama

How To Make Emergency Money in Alabama

Learning how to build an emergency fund can be the key to helping you when you are working on financial preparedness. Whether you need to pay medical bills, avoid late utility bills, fund unexpected travel, or make urgent home repairs, it is important for you to know about quick cash solutions. Keep reading this article to learn about ways you can access money to fund emergencies using assistance programs, making passive income, and using online payday loans from us at Alabama Title Loans, Inc. right now.

How To Make Emergency Money

1. Begin Tutoring Students

One of the first quick cash solutions you can do is to begin tutoring some students. Students of all ages need help in various subjects, so if you feel you can provide that help, tutoring can make a lot of good money! And this side gig is one that you can customize to your own schedule. This means you can put in as much or as little time as you have available. Here are the steps you will take to begin your tutoring gig:

  1. Figure out what subject you want to tutor in. You can either focus on one subject – like math – or tackle a few different subjects depending on the student.
  2. Once you have the subject down, you need to figure out what grade you want to tutor. You can choose pretty much any grade – like high school, elementary, or even college students.
  3. Next, you have to decide whether you will tutor from your home, rent a designated space, or travel to the students. You can even choose to tutor online through zoom.
  4. Lastly, you need to get the word out that you are offering tutoring services. When you do this, you should advertise where your target demographic is – which could usually be on social media.

2. Use The Alabama Family Assistance Program

If you have a dependent child (i.e., age 18 or under), you could qualify for the Alabama Family Assistance Program, which provides temporary monetary assistance to needy families. The easiest way to apply for this money is to print out, fill in, and deliver or mail the application to your nearest Department of Human Resources office. Call the branch to request an application and find out more information about the program. The eligibility requirements are as follows:

  • You are a resident of Alabama.
  • You're a legal U.S. citizen, qualified alien, or legal alien.
  • You are unemployed or underemployed or have a low to very low income.
  • You must have a child 18 years of age or younger, be pregnant, or be 18 years of age or younger and be head of the household.

3. Participate In Project SHARE

Project SHARE partners with the Salvation Army to help low-income Alabama families who are disabled or elderly (60 years of age or over) pay their winter energy bills. They only offer summer assistance if you have medical emergencies and funds are available. The way it works is customers of Alabama Power Company, Alagasco, and other participating energy suppliers will donate money. That money is then put toward each monthly energy bill, while all donations are sent to the Red Cross.

happy man with emergency money from payday loan

4. Wrap Your Car In Adverts

Depending on your household's situation, you may not qualify for the programs we've discussed so far. But that doesn't need to cause alarm! As you'll see from the rest of our methods, there are plenty of other ways to make fast money. Wrapping your car in adverts through a service like Wrapify allows you to make money every month just by driving around. Once you sign up for this service, you pick the brand you want to advertise, and the company wraps your vehicle for free (it doesn't damage the paint).

Then, simply drive around as you normally would and wait for the money to come in! Many people take advantage of this way to make money quickly. Just bear in mind that you often need a squeaky-clean driving record and own a relatively new vehicle. You also have to keep in mind that you need to drive around often to really allow people to see the advertisement. If you usually don’t drive around too often, this might not be the choice for you.

5. Switch Your Bank Account

Some banks offer you $200 to switch from your current provider, so this is an option to consider if you are trying to build an emergency fund to practice your financial preparedness. And while switching banks used to be a relatively challenging task, it's much easier these days. It's simply a case of kickstarting the process and allowing the banks to work their magic. Typically, the money offered will land in your new account after a couple of weeks. However, check the terms and conditions to make sure.

6. Make Deliveries For Amazon Flex Or A Food Delivery App

You can make around $18 to $25 an hour delivering for Amazon Flex. The company pays by delivery block, and you can find opportunities in most notable cities. You can earn a higher amount if you drive a large vehicle, make tip-eligible deliveries, and work at peak times. You can also decide to deliver food through an app like Uber Eats or DoorDash. The good thing about these apps is you can make your own schedule and decide what area you’ll deliver in.

You can make around $24.50 on Uber Eats an hour and $25.60 on DoorDash an hour. This is a good amount of extra money that can help you out. Just make sure your vehicle is in good working condition to be eligible to deliver. You also need to make sure to make your deliveries on time and follow instructions carefully because this could lead customers to give you five stars and even increase their tips they give you.

making emergency money in Alabama with Amazon delivery

7. Try A Payday Loan

If you really need emergency money until you’ve built your emergency fund, you can get payday loans from us at Alabama Title Loans, Inc. right now! With our online payday loans, you can borrow between $100 and $500 to bridge the gap between paychecks. You don't need a perfect credit score; which means people from all walks of financial life can qualify. The in-person process lasts around 30 minutes, and you'll receive the money on the same or next business bank day if you are approved.

Plus, the required items list is short and easy for you to remember! All you need is your social security card, driver’s license or a government-issued photo ID, your recent 30-day bank statement, most recent pay stub, and a blank check from your active checking account to find out if you qualify for approval. Just fill out the online form on our website to learn more about this loan and to begin the process.

Use These Quick Cash Solutions Today!

The next time you want to build your emergency fund and practice financial preparedness, remember that these six options can help you out. And while the other six options can get you money to help you out, you might need emergency money even faster to handle urgent expenses right away. This is where our payday loan can help. So don’t wait to start the process for payday loans right now, give us a call or fill out the quick loans form found on our website.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.