Man in chair applying for fast online title pawn with car title

How To Get Fast Loans On Car Titles

When facing urgent financial needs, securing a title pawn in Alabama can be a fast solution. Alabama Title Loans, Inc. makes it easy for you to obtain fast cash through title pawns, which allow you to leverage the equity in your car while still retaining full use of it. With up to $15,000 available, title pawns are a practical option for emergencies like car repairs, unexpected bills, or any other immediate expenses.

Borrowing money using our process is extremely straightforward and painless. In this article, you'll learn how these loans work, when you might consider one, and how to get one.Getting fast loans on cars is an option if you're in a financial pinch. Here's how these loans can help you out.

Why Choose Title Pawns from Alabama Title Loans, Inc.?

When you choose Alabama Title Loans, Inc., you're opting for a loan process that is fast, straightforward, and hassle-free. Here are the primary benefits of title pawns that you can take advantage of:

  1. Simple, Streamlined Application
    Applying for a title pawn only requires basic documentation, including a lien-free car title, a valid ID, and your vehicle for inspection. The application process is designed to be quick and efficient, allowing you to focus on resolving your immediate financial needs.

  2. Get Cash Quickly
    With Alabama Title Loans, Inc., you won’t wait weeks for funds. Most approved applicants can receive cash the same day or within the next business day, helping you cover unexpected expenses right away.

  3. Retain Vehicle Use
    You can keep driving your vehicle while repaying the loan, making it easy to handle other responsibilities without disruption. This flexibility is a unique advantage of title pawns compared to other types of loans.

  4. Loan Amounts up to $15,000
    Depending on your car’s value, you can qualify for a title pawn amount that fits your specific needs, with loans as high as $15,000.

  5. Accessible for All Credit Types
    Alabama Title Loans, Inc. offers title pawns without requiring perfect credit. Whether you have good, bad, or no credit, you can still apply and may qualify based on your car’s value.

person looking into an empty wallet with text How To Get Fast Loans On Car Titles

When Is It Right To Get Car Title Pawns?

Before you dive into a pawn without thinking, it’s worth making sure you have a good reason for getting one. Title pawns are a short-term cashflow solution, not a long-term solution to financial difficulties.

As such, if you’re struggling repeatedly to keep your finances in order, then a title pawn might not be the best choice for you.

On the other hand, if you have emergency payments that you need to make or a life emergency has hit you out of the blue, then you might consider taking out a title pawn in order to leverage the value from your car's title in your favor.

Some extra cash to tide you over in a financial emergency can make all the difference in some situations.

How to Apply for Title Pawn Loans in Alabama

Now that you understand how title pawns work and whether it’s the right time for you to get one, it’s time to proceed to just how to procure one. The good news is that it’s very simple. From start to finish, our process can take as little as 30 minutes.

To get started with a title pawn, fill out the convenient online inquiry form provided by Alabama Title Pawns, Inc. Once you’ve filled out the form, you’ll be connected with a licensed representative who will explain the rest of the loan process to you and give you an idea of what sort of money you could get.

You’ll also establish what your monthly payments will be and be given the chance to choose a meeting place that's right for you.

The pawn specialist will need to review your required title pawn items, but the good news is that you can choose a location that’s optimal for your needs if you’d rather not visit the office for any reason.

You’ll need these items to qualify for a title pawn:

  • Driver’s license or state-issued ID
  • Lien-free vehicle title
  • The vehicle itself

Bring these three items to the meeting with your representative, and you’re well on your way to getting a title pawn. The licensed specialist will review your required items and let you know whether you’re eligible for title loans.

Should you qualify, you can receive the emergency money you need later that day or the subsequent day of business.

Man received title pawn in Mobile, Alabama

Common Questions about Title Pawns

When you're looking to secure a fast loan on your car, a few questions may arise.

Can I Drive My Car After Getting a Title Pawn?

Alabama Title Loans, Inc. will let you use your vehicle even while you’re paying off the pawn. Just be sure to keep to the monthly payments agreed upon in your contract.

What Does Lien-Free Mean?

It’s an important requirement that your car title is lien-free; otherwise, you won’t be able to seek loans. Lien-free is a term that means your car title has no outstanding legal claims against it.

If a third party has some claim to your title, then make sure to address them before seeking a title pawn.

Do I Need a Car Title in My Name?

Yes, your car title needs to be in your name for you to take out a title pawn.

Request Your Title Pawn Today!

Alabama Title Loans, Inc. can assist you with getting loans on car titles when you need emergency cash the most. Whether it’s urgent medical treatment or important car repairs, sometimes, you need fast cash to tide you over in the worst of times. When these situations hit out of nowhere, you can rely on Alabama Title Loans, Inc. to help you out of a bind with vehicle title pawns.

If you think loans on a car title are the right choice for you, then fill out our secure online form today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.