If you’re looking into getting loans for car titles and have decided that a car title pawn is right for you, you might be wondering what the process looks like. It can be a little unnerving to get started with something new, especially when it comes to borrowing money, but here’s everything you need to know about how to get a title pawn in Alabama.

To apply for title pawns, start by filling out the secure online inquiry form provided by Alabama Title Loans, Inc. After that, you’ll need to connect and meet with a pawn specialist, who will go over your required items to let you know if you qualify.

The process of getting quick title pawns is fairly straightforward, but it’s always good to have your plan laid out before you get started. The rest of this article will cover what you need to know about getting loans for car titles.

The Steps To Getting A Car Title Loan

1. Getting Started

When looking for loans for car titles, before you fill out our online form, you’ll want to make sure you have all your required items on hand so that you don't have any delays with lender approval. To be eligible for our vehicle title pawns, you’ll need to have the following items:

• Driver’s license or valid state-issued ID
• Lien-free vehicle title
• The vehicle itself

If you have these items, you’re in good shape to get started. Lien-free simply means that your car title has no outstanding debts or judgments against its value.

Because the car title is the security in the pawn, lenders will not be willing to work with you if your title already has a legal claim against it. So, be sure to check your car title and clear it with the lienholder, removing any debt that might be on it, to ensure you don’t get denied for a car title loan right out of the gate.

2. Contact Alabama Title Loans, Inc.

Once you’ve got your starting items, you’ll need to get in touch with a pawn specialist from Alabama Title Loans, Inc.

The expert you connect with will help you understand the entirety of the process, your obligations, and how to take the next step. If you’re confused about anything or have questions, feel free to ask. The specialist is there to help you out with anything you need.

3. Schedule A Meeting

During your first call, you’ll schedule a meeting with the representative. This can take place at your nearest Alabama Title Loan store, but be sure to bring your required items (personal ID, lien-free title, and the vehicle itself) with you to the meeting.

4. Follow Through With The Inspection

When you meet your representative, they’ll conduct a quick inspection of your vehicle, verify the car title and VIN, as well as check your proof of identity. Based on their assessment, you’ll know shortly whether you qualify for approval. If you do qualify, then you’ll get the quick cash you need, up to $15,000, on the same day or the following business day.

Other Things To Keep In Mind

Alabama Title Loans, Inc. has stores all around the state for you to choose from, making it convenient to meet with a representative anywhere in Alabama. You can also use the store finder on their website to find the nearest location to you.

The car title must be both lien-free and in your name, proving ownership. If the car has a lien or isn’t listed in your name, then you won’t be approved for a car title pawn. Before applying, it might be a prudent step to check that your car title is listed properly.

If there are any errors or the title isn’t in your name, you’ll need to go to the DMV and have the title transferred to you before you request an auto loan using your title as collateral.

You should know unlike traditional bank loans,  we welcome all credit types to apply! So, whether your credit score is good, bad, or nonexistent, you can still qualify! However, the rates may be higher with this personal loan option.

How Alabama Title Loans, Inc. Can Help You

Loans for car titles can be a valuable option if you’re experiencing a financial emergency, and getting started is easier than you think. If there’s a major emergency that’s causing you stress, consider getting in touch with Alabama Title Loans, Inc. today. Some situations where you might consider car title pawns include the following:

• Medical expenses
• Important business travel
• Meeting your rent or utility bill
• Paying for costly home or auto repairs

In these circumstances, life can leave you reeling without a way to handle the situation. In this case, loans for car titles might be the right resource for you.

Fill Out Our Online Title Pawn Form Today!

If you’ve decided to invest in car title pawns today, then you’ll be glad to know that the title pawn process is simple, with helpful representatives to walk you through each step. 

Loans for car titles can help you out of a pinch, even if you have bad credit! So if you need one, fill out the secure online form on the Alabama Title Loans, Inc. homepage and get the car title loans cash you need today! 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.