Life’s emergencies can hit when you least expect it, leaving you wondering, “Where can I get a loan using car as collateral?” The answer is simple: title pawns provide a quick and easy way to get auto equity loan cash without losing access to your car.

Here’s a complete guide to understanding how to get a title pawn and how Alabama Title Loans, Inc. can help you secure one using your vehicle as collateral to get quick cash.

What Is A Title Pawn?

A title pawn is a lending option that allows you to use your vehicle’s title as collateral to access a secured loan with car. While your car title is held as security, you continue to drive your vehicle. With Alabama Title Loans, Inc., you can get a loan amount of up to $15,000 in emergency cash, making it a fast lending solution for urgent financial expenses like a late mortgage/rent payment, medical bills, or home repairs.

Where Can I Get A Loan Using My Car As Collateral?

As an Alabama resident, there’s no need to ponder, “Where can I get a loan using car as collateral?” Alabama Title Loans, Inc. has you covered with convenient auto title pawns for your personal needs. In this article, you’ll see the step-by-step process for obtaining a car collateral loan with easy title pawn requirements.

Why Choose Alabama Title Loans, Inc. As Your Lender?

Direct lenders can be the way to go when you need fast personal loan options for cash. A traditional institution, such as a bank or credit union, may have a good reputation with finance, but when it comes to alternative pawn options like car title pawns, your options are extremely limited—virtually nonexistent.

As such, direct lenders are a much more suitable option if your credit isn’t great or if you need a fast return on your loan application.

Alabama Title Loans, Inc. offers a streamlined, direct process to getting approved, putting you in control of your pawn options. So, when you ask, “Where can I get a loan using my car's title as collateral?” the answer is clear!

The Step-By-Step Pawn Process 

A car collateral loan isn’t as complex as you might think, and Alabama Title Loans, Inc. has helpful staff to walk you through the entire car title pawn process. Here’s an easy-to-follow guide on how to access title pawn resources.

1. Complete the online form.
2. Wait for a representative to get in touch and schedule a meeting.
3. Meet with the associate to have your documents verified and to have a brief car inspection.
4. Fill out the closing paperwork.
5. If eligible, and you agree to the terms, rates, and loan amount of your auto-secured loan, leave with the money on the same day or the following business day.

It’s as simple as that, and once you get connected with a car title loan representative, you can ask them anything about the process. If you are concerned about bad credit, don't be, all credit is welcome to apply for these personal loans, whether you have a good, bad, or nonexistent credit score.

You also have the freedom to book an appointment with them at a location you choose if you prefer not to visit a store branch. Pick somewhere that works well for you, and your loan representative will be happy to go the extra mile for you.

At the inspection, the associate will review your required documents (which we’ll discuss soon) and the condition of the car itself.

Your car’s condition is an important part of determining how much you qualify for with Alabama Title Loans, Inc. and they will evaluate your car based on a nationally recognized pricing scale, as well as considering any damage to the body and how well the car has been maintained.

The pawn representative will also verify the VIN on the car.

The Simple Requirements To Get Personal Auto Title Pawns 

After asking “Where can I get a loan using car as collateral?” your next big question is likely, “What do I need to get auto title pawns?” Let’s review the title pawn requirements.

• State-issued photo ID – The easiest way to fulfill this requirement is by using your driver’s license, but should you not have one, a non-driver’s license, passport, or military ID is also acceptable.
• Lien-free vehicle title – Another essential requirement is a lien-free title. Sometimes referred to as a clear title, the name is self-explanatory: a lien-free title has no outstanding judgments or liens on it already. If it does, you’ll need to pay off your debts and have the lienholder remove the lien from your title before applying for a pawn.
• Your car itself for inspection – Your pawn representative will need to review the condition of your vehicle before approving you for a title pawn. That includes matching your title with your car, checking for damages, and verifying the VIN. Because the title is the security in the pawn, anything negatively impacting the vehicle’s worth will also impact the amount you may qualify for.

The requirements for obtaining a title pawn couldn’t be an easier, and a better option for financing than some other secured personal loan options, so if you’re hung up asking yourself “Where can I get a loan using my car as collateral?” then consider Alabama Title Loans, Inc. for our simple, straightforward requirements.

Get Your Title Pawn Today Using Your Car's Title!

Car title loans are always an option in rough financial times where your ability to repay is impaired or limited. Any situation where not paying would lead to further complications—even damage to your property or person—can prompt you to ask, “Where can I get a car equity loan using my car as collateral?”

Thankfully, Alabama Title Loans, Inc. is here to help you out when you decide to borrow money using your car’s title with collateral loans. If you think auto equity loans are the right call for your cash needs, fill out our online form today to get the car title pawn process started!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.