car title cash loan

The Secret to Paying For Car Repairs With No Money

How To Avoid Car Repairs and How to Pay for Them With Loans

Car repairs can be very expensive. How do you avoid spending hundreds of dollars on repairs, especially if you’re on a tight budget? And more importantly, how do you pay for car repairs with no money? We explain how a title pawn can help.

Know Your Maintenance Schedule

Check your owner’s manual for the recommended maintenance schedule. This can include regular tune-ups and tire changes for a particular mileage. While this does take time and attention, you will keep your car in the best possible shape—which in turn avoids more expensive damage and repairs.

Find a Mechanic You Can Trust

Unfortunately, there are mechanics and repair shops that will misdiagnose a problem, or talk you into making unnecessary repairs or buying expensive parts just so they can earn an extra buck.

Sometimes, they may not have bad intentions, but just don’t have the skills and experience to fix the problem. You end up bringing your car back for additional repairs, which wastes your time and your money.

So, find a reputable mechanic. You can ask your friends and co-workers for recommendations or search for a nearby auto repair shop that specializes in the model of your vehicle. Also ask if the mechanic has certifications, or what kind of training and experience they have. For example, some mechanics may have specific training for repairing motorcycles or trucks.

Get Preventive Maintenance

Don’t forget to go in for regular oil changes, or to check the pressure of your tires. Ask a mechanic about what kind of preventive maintenance they recommend for your vehicle, based on its model and the mileage.

An experienced mechanic will know the quirks of each model or make. Every car has its quirks, and some models are known for engines that overheat easily or problems with breaks. Ask for their tips—it’s also a good way to check out the skills of a mechanic before you bring in your car for major repairs!

Listen to Early Warning Signs

It’s far cheaper to fix a small problem than wait for it to escalate. For example, if the Check Engine light turns on after your start your car, then make sure to bring it into an auto shop within a few days. Don’t wait until the engine breaks down and you have to have it replaced.

Do The Simpler Jobs Yourself

Some common car problems can actually be done at home, like changing wiper blades or air filters. Before bringing it to the shop, look for a video tutorial. Sometimes all it takes is a few tools and parts you can buy from a local store.

Ask For An Estimate

If you need to have a car repair, ask for an estimate from different auto repair shops. This will help you compare prices and see if the quote is fair. Try to negotiate for a better price. Be upfront about your budget and ask if you can save by buying second-hand parts or using a generic brand. You can also try to buy the parts yourself—compare prices from local and online stores that specialize in car accessories and parts.

man was able to pay for car repairs with title pawn

Get A Title Car Pawn To Fund Car Repairs

Did you know that you can use your vehicle title to borrow money to pay for repairs? This is called a title pawn, and it’s one of the easiest and simplest ways to raise emergency cash. Through Alabama title pawns, you can borrow up to $15,000 depending on the vehicle model and current condition.

Benefits Of Title Pawns

Title pawns do not require a high credit score. You can apply for one even if you have a bad credit history from bounced checks or missed card payments. It’s even open for people who have no credit history at all!

Title pawns also take a very short time to process. Personal loans require lining up at banks, gathering documents, and waiting for approval. But if you need cash right now—for example, your car isn’t working and you need it to get to work—then title pawns are your fastest option. You can get the money within the day you apply!

Furthermore, you can still continue to use your car as you pay off the loan. You just need to show the registration, not surrender your vehicle.

Alabama Title Pawn Requirements

The only documents you need to present are a driver’s license or state-issued ID, and a lien-free vehicle title. Lien-free means that it does not have any other loans or judgments against it, and it is already fully paid for.

You will also need a short vehicle inspection, which will determine how much money you can borrow.

How To Apply For Online Title Pawns Near Me

We have branches all over Alabama. You can find the nearest location on our website,, or start the Alabama title pawn process online.

  1. Fill out an online form at
  2. A loan representative will contact you and arrange for a meeting.
  3. Bring a valid ID or your driver’s license, your lien-free title to your car, and your car itself to the meeting place.
  4. The loan representative will inspect your documents and the car. If you are qualified for the title pawn and your application is approved, you will get your cash the same day. Such a quick way to get money!

Find out more about title pawns (and other options like online payday loans) at Alabama Title Loans, Inc.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.