If you've been exploring loan options, you might have come across a title pawn as a quick way to get cash. A title pawn is a short-term loan where your car title is used as collateral — but don’t worry, you can still drive your car! This article will guide you through the four simple steps to get cash with a title pawn, the qualification criteria, and how much you could borrow.

What Is a Title Pawn?

A title pawn is a short-term financial solution for emergencies that allows you to borrow money by using your car title as collateral. If you have a car with a lien-free title, you can qualify for a title pawn and receive cash quickly. The best part? You keep your vehicle during the loan term, and once you repay the loan, your car title is returned to you, lien-free.

At Alabama Title Pawns, Inc., we offer title pawns ranging from $300 to $15,000 depending on your car’s condition and your financial need. During the application process, our agent will assess factors like your car’s make, model, year, and mileage.

What Do I Need To Qualify For A Title Pawn?

Qualifying for title pawns is much easier than qualifying for other types of personal loans. You’ll need your I.D., car title, and vehicle to apply.

Unlike traditional lenders, we do not require a high credit score, proof of employment, bank statements, or your car as collateral to get cash for the car title.

• State I.D. - The first step while applying will verify that you are 18 years or older with a valid state-issued I.D.. This could be a license or non-license I.D. from your local Department of Motor Vehicles (DMV). Make sure your I.D. is not unexpired and reflects your current address.
• Car Title - Perhaps most importantly, you’ll need your car title to qualify for cash for car title. The car title should have been given to you once you paid off your vehicle. If you’ve lost it, you can request a copy from your local DMV. So long as you are the recorded lienholder, you can request a replacement title online through the Public Title Portal. The application fee is $15 and duplicate titles are usually issued within 10-15 dates of applying.
• Vehicle - Your vehicle will need to be in working condition and present when you apply for cash for the car title. A part of the application involves a brief inspection by one of the agents at Alabama Title Pawns, Inc. This inspection usually only lasts a few minutes and will be used to determine your potential pawn amount. Newer cars with lower mileage tend to qualify for higher pawn amounts, but all sorts of vehicles may qualify for cash.

How Can I Apply For A Title Pawn In AL?

You can get cash for a car title through 4 simple steps – it’s that easy!

1. Complete Our General Inquiry Form

The general inquiry form on the Alabama Title Pawns, Inc. website is the first step to applying for cash for a car title. You’ll need to fill in your basic contact details as well as some information about your vehicle.

2. Speak With Our Agent

Shortly after the form is submitted, one of our knowledgeable agents will reach out to you using your contact details. This brief call will answer any of your questions, discuss your documents and financial need, and outline the application process.

3. Meet With The Agent

During the call, you’ll arrange a date and time that works best for you to meet with the agent. We know you have enough to deal with, so we make our application process as easy as possible. The meeting can take place at one of our convenient locations, at your home, or at another location of your choice.

During the meeting, you’ll present your documents and vehicle to the agent. Once everything is looked over, you’ll receive your pawn decision.

4. Get Your Cash

If you’re approved for cash for a car title, you’ll typically be able to access the funds within a business day or two, at most. You’re then able to use the cash as you wish to pay off any urgent bills.

Get Fast Cash with a Title Pawn Today!

At Alabama Title Pawns, Inc., we make it easy to get the cash you need with a title pawn. Just complete the inquiry form online, meet with one of our agents, and receive up to $15,000, often on the same day. Don't let financial stress weigh you down — take the first step toward relief today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.