How To Raise Emergency Holiday Cash With Payday Loans

December 17, 2021 | Emma Frost

santa raised holiday cash with payday loans

If you need help making payments this holiday season, holiday cash payday loans may be an option to get you the money you need.

Knowing where to get fast cash around Christmas time is crucial, as some emergencies that happen around holidays (food poisoning, falling down while hanging Christmas lights, Christmas tree fire, etc.) simply can’t wait and require immediate funding. With online payday loans in Alabama, you can get the funds in as little as 30 minutes even if your credit is bad.

Keep on reading to learn how to raise emergency holiday cash with payday loans from Alabama Title Loans, Inc.

Why Payday Loans Are Worth Considering For Emergency Holiday Cash

Payday loans are an option when you need to raise emergency holiday cash because they are quick and reliable short-term loans. As a short-term loan, all aspects of receiving your loan are quick and snappy.

The way payday loans work is that you will apply for the loan type when you find yourself in an emergency. If approved for the loan, you will get the money you need the same day as the approval. Then, you pay it back by your next payday.

At Alabama Title Loans, Inc., you can get up to $500 with holiday cash payday loans. This maximum loan amount is a good amount for many Christmas emergencies. Due to the expediency and simplicity of the payday loan process, as well as the maximum loan amount, this short-term loan type is an option when you need emergency holiday cash.

Here's How To Raise Emergency Holiday Cash With Payday Loans

1. Fill Out A Short Inquiry

The first step in getting the much-needed cash for your emergency is filling out and submitting a short inquiry form that you can find on the Main Page of our website. It takes just 5 minutes to complete, and you’ll need to provide just the basic information about you and your vehicle. It sends a request to the nearest Alabama Title Loans, Inc. storefront letting us know that you’re interested in getting a payday loan with us.

2. Wait For A Phone Call

When the phone gets processed, one of our representatives from the nearest location will call you to confirm your information, answer your questions, and set up an appointment with a store associate. They will also outline the full list of qualifying items, which includes:

  • Your most recent paystub
  • Your driver’s license or state-issued I.D.
  • Social security card
  • 30 day statement from your checking account
  • A blank check from an active checking account in your name

One of the greatest things about Holiday cash payday loans offered by Alabama Title Loans, Inc. is that most of our stores accept alternative proofs of income, such as unemployment benefits, social security checks, pension, alimony, etc. This might be an appropriate option for those going through financial difficulties caused by a holiday emergency who don’t qualify for traditional forms of lending, such as bank loans.

applying for payday loans for holiday cash payday via phone

3. Head To The Nearest Location With All The Documents

Once you’ve ensured that you have all the required documents on hand, go to the nearest Alabama Title Loans, Inc. location to finalize the process. Remember, you aren’t obliged to sign anything unless you fully understand the terms, and the amount is satisfactory to you. This is a good time to ask questions in case some things about holiday cash payday loans remain unclear to you.

4. Sign A Few Papers And Get Your Cash

After everything seems clear and satisfactory to you, you’ll be offered to finalize the process by signing a few papers. After that is done, you’ll get access to the holiday cash payday loan on that same day or the very next day (depending on your bank and the time of the day you apply).

What Are The Benefits of Using Emergency Holiday Cash Payday Loans?

1. All Credit Types Are Accepted

When you are short on cash and need a loan, your credit score can make it difficult to get the money you need. For a payday loan, all credit types are welcome to apply, including good, bad, and non-existent credit. This makes holiday cash payday loans an option if you don’t have the most impressive credit score.

2. Applying Can Take As Little As 30 Minutes To Complete

Whenever emergencies creep up, you often don’t have enough time to apply for a loan. With Alabama Title Loans, Inc., the application process can take as little as 30 minutes to complete. So, you can stop by one of our stores on your lunch break and get out in time for work.

3. Get The Money You Need Same Day

Better yet, you can get the holiday cash payday loans you need the same day you are approved. Once again, this snappy processing time allows you to handle the emergency quickly so that you can focus on what really matters this season.

emergency holiday cash with a payday loan

Get Holiday Cash Payday Loans Today

If you need to raise emergency holiday cash this season, payday loans are an option. Holiday cash advance loans can get you the money you need quickly and efficiently, even if you have bad credit.

To start the process of getting the holiday cash payday loans you need, fill out the inquiry form on our home page. We will get back to you quickly so that you can handle your emergency and enjoy the holiday instead.