Payday loans are a way that you can make ends meet when you need emergency cash between paychecks. You can get a payday loan at Alabama Title Loans, Inc. There are just a few things that you need to bring, and the application process is simple.

If you need same day emergency cash, this guide for payday loan in Alabama will help you understand your options.

What Is a Payday Loan?

A payday loan is a type of short-term loan that you can use to tide yourself over between paychecks. This can help you get the fast cash that you need when you are stuck with an emergency expense but do not currently have the money for it.

This is not meant to be a permanent solution to long-term financial problems. Payday loans are meant to be short-term solutions when you need to pay for things like urgent home or vehicle repairs, or urgent medical or utility bills.

This guide for payday loan in Alabama will help you get started if you decide to pursue this option.

Advantages of Getting a Payday Loan

There are some specific advantages that make getting payday loans appealing to people. Some of these advantages include things like:

• You can apply with good, bad, or nonexistent credit
• You can get emergency cash the very same day that you apply
• You only need a few materials in order to apply
• You can get somewhere between $100 and $500 in same day cash

What Do I Need To Get A Payday Loan?

One of the benefits of applying for a payday loan includes the fact that there are only a short handful of materials that you need to apply. These items are:

• You need your most recent paystub to show your income level and ability to repay the loan
• You need your driver’s license, or another valid form of government-issued photo ID to prove your identity and that you are at least eighteen years old or older
• You need your social security card to prove your identity so that Alabama Title Loans, Inc. can check your credit
• You need a blank check from an active checking account that is open in your name

Process of Getting a Payday Loan

The first step in this guide for payday loans in Alabama is to start your application process. You can do this online, or you can call your nearest Alabama Title Loans, Inc. location. Calling your nearest store to speak to a representative is a great start, but filling out the online inquiry form will save you the most time.

Contacting Alabama Title Loans, Inc.

This online inquiry form only takes a few minutes, and it collects your basic information for the loan application. This information gets sent to your nearest store location. After this, you will just have to wait a few minutes until you get a call back from a loan specialist at your closest store.

When the loan specialist calls you back, they will want to confirm the basic information that you submitted in the form. They will also want to make sure that you have all of the materials that you need in order to apply for the loan.

This is also a good opportunity for you to ask the loan specialist any questions that you happen to have about the process of applying for payday loans.

Once they have answered any questions that you might have, they will be ready to help you schedule an appointment to come down to your nearest Alabama Title Loans, Inc. location and finish the application process.

Payday Loan Appointment

When you arrive at the closest Alabama Title Loans, Inc. location for your appointment, you will be greeted by your loan specialist. They will double-check that you have all of the materials that you need, and they will double-check the information that you submitted with your online inquiry form.

Once they have done this, the loan specialist will help walk you through the last steps of the loan application process. This includes simple paperwork and making sure that you understand all of the terms of the loan agreement that you are about to sign.

At this time, you will also be able to ask your loan specialist any last final questions that you have about the payday loan application process.

Once all of this is completed, you are basically done. This can all be completed in as little as half an hour. You can walk away the very same afternoon with up to $500 in emergency cash.

Final Thoughts

It is scary when you have to pay for an unexpected emergency expense that you do not currently have the money for. There is no need to panic though because this guide for payday loans in Alabama shows you one option for getting the same-day cash that you need.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.