Can I Get A Title Loan Without Bringing In My Car?
If you’re looking for the most convenient way to get a title loan, then you might be wondering, can I get a title loan without bringing in my car? Here’s everything you need to know about title loan requirements.
You cannot get a title loan without bringing in your car since a representative will need to inspect it. With Alabama Title Pawns, Inc. however, you can choose a meeting location that’s most convenient for you.
Is It Possible To Get A Title Loan Without Bringing In My Car?
Unfortunately, bringing in your car will remain an important step towards getting a title loan, but Alabama Title Loans, Inc. is doing everything possible to make the process as convenient for you as possible. The rest of this article will cover the question: can I get a title loan without bringing in my car?
Why Do I Need To Bring In My Car?
Most people are familiar with title loans in that they require you to own your car outright, using its title as collateral. What’s not so well understood is the question of whether I can get a title loan without bringing in my car.
The reason that all reputable lenders will ask to see your car is a simple matter of verification. A loan representative needs to review your ID, lien-free car title, and the condition of the car itself before issuing a loan.
As such, the core reason that a representative needs to see your car is a simple matter of verification. Anyone can say that they own a car, but because lenders are incurring risk by loaning money, they need to ensure that the collateral (the title of your car) is worth the risk.
Doing so is a simple matter of checking the car title for ownership and ensuring it has no liens. A representative will also check the VIN, a unique code that identifies an individual vehicle.
Checking the VIN confirms that the vehicle isn’t stolen and that the odometer hasn’t been tampered with.
How Alabama Title Loans, Inc. Makes The Process Convenient
Thankfully, when you’re in a bind and need quick cash, Alabama Title Loans, Inc. has got you covered. You may not be thrilled about the answer to, can I get a title loan without bringing in my car, but there are ways that Alabama Title Loans, Inc. makes the process easy.
First of all, you can start the process online, cutting out the hassle of the in-person experience if you’d rather not visit the store.
After filling out the secure online loan inquiry form, a representative will give you a call shortly afterward to review your information and let you know what you may qualify for. On the phone, you can then schedule a meeting at a convenient location that you choose.
You can also us our convenient store locator tool on our website to see store locations near you that you can visit. Either way, you’ll need to meet with a representative.
You might be wondering; can I get a title loan without bringing in my car at other lenders? The short answer is no, other lenders will need to see your car, too.
At the meeting with the representative, they’ll go over your required items. To get a title loan, you’ll need the following:
- Driver’s license or state-issued ID
- Lien-free car title
- Your vehicle for inspection
As mentioned, the representative will need to check your ID, ensure your car title has no liens on it, and see the overall condition of the car, including checking the VIN.
Once done, the representative will assess what you qualify for and determine your eligibility. Should you be approved, you’ll get the quick cash you need later that day or on the same business day.
Common Questions About Title Loans
Do I Keep My Vehicle?
Yes, you can keep your vehicle as you’re repaying the loan. Just make sure you keep to the repayment schedule as outlined in the terms of your loan.
Does Alabama Title Loans, Inc. Accept Bad Credit?
You can still apply for a loan if you have poor credit, but individual eligibility and terms may vary.
What Does Lien-Free Mean?
Lien-free simply means that there aren’t any judgments or claims against the value of your car title. Because the title is the collateral for a loan, there must be no liens on it. Clear these up before getting a title loan.
Get Started Today!
It’s unfortunate that the answer to can I get a title loan without bringing in my car is a solid no, but Alabama Title Loans, Inc. offers lots of resources to make the application process as easy as possible.
Being hit with a major expense can drain your savings and leave you in ruin, but a title loan is a short-term patch to help you get back on your feet again. If you’re in need of convenient, same-day title loans, fill out the Alabama Title Loans, Inc. today online form today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.