dothan payday loan

Who Can Get A Dothan Payday Loan?

Nearly anyone with a steady income can get a Dothan payday loan. No matter what kind of profession you work in, if you can provide adequate proof that you can repay the loan, you have an excellent chance of getting approved.

How to Prove Steady Income for a Payday Loan In Dothan, AL

To acquire payday loans in Dothan, AL, your payday loan provider will require certain forms of proof. The most common of which is a recent paystub.


For anyone with an employer, a paystub is made available to you come each payday. You will either have access to it in digital form if you opted for paperless direct deposit or in paper form if you get physical checks.

What Does a Paystub Tell Your Payday Loan Provider?

Your Dothan payday loan provider can gather much-needed information from just your paystub alone.

It will inform them of your gross pay as well as your net pay. It will also provide your lender with data such as whether your employer owes you back pay and whether you have your wages garnished for any other prior debts.

Your paystub will also list any bonus income you may receive, average hours worked, if you get paid weekly or bi-weekly, your average pay over a given pay period, and your employer information.

Note: Your paystub will supply your lender with a treasure trove of information that they will need to determine how much you qualify for in payday loans. With your payday loan acting as an advancement of your next paycheck, your pay stub is vital to the application process. Be sure to provide your most current paystub within the past 30 days.

man with payday loans in dothan, al

Do You Have Another Source of Income?

Not everyone’s income comes from a 9-to-5 job. If you receive income by other means, you can still apply and get approved for a payday loan. Other sources of income include, but are not limited to:

  • Alimony checks
  • Social Security checks
  • Disability checks
  • Self-employment
  • Unemployment funds

Acceptable forms of income proof will vary depending on your pay source. Payday loan providers also have different policies regarding what is acceptable income. Contacting your lender will aid you in finding out which income sources are accepted and what additional documents are needed to provide proof of said income.  

A 30-Day Bank Statement

Depending on your payday loan provider, you may need to provide them with a recent thirty-day bank statement. 

A thirty-day bank statement, in combination with your paystub, will help your lender assess your average monthly income. This will help them determine how steady your income is and if your account is in good standing.  They can also get an idea of your outgoing bills and spending habit to determine your ability to repay the loan.

You Have the Required Documents to Show Steady Income. Now What?

Being able to show proof of steady income is one of the most important aspects when it comes to who can get a Dothan payday loan. With that said, you will still need to provide additional items to be able to apply for a payday loan.

Along with your most recent paystub and 30-day bank statement, you will need to present your lender with the following items to complete the application process.

  • Government-issued photo I.D.
  • Your Social Security card
  • A blank check from an active checking account in your name

If you can provide your lender with all five items, then you are someone who can qualify for a payday loan.

payday advance alabama

Looking for Payday Loans in Dothan, Alabama?

If you weren’t sure whether you are someone who can potentially get a payday loan, you may feel a little more confident now. Thankfully, we can help you find out if you can get approved.

With Alabama Title Loans, Inc., you can apply for a payday loan in Dothan, AL, and get a loan of up to $500. With the required documents mentioned above, you can get your payday loan application started by:

  • Submitting an online form or calling the nearest store location to speak to a representative
  • After speaking to a representative, bringing the required items to the store for the in-person portion of the application process
  • Have a representative verify your documents and determine if you qualify, and for how much
  • Finish the application process by completing the simple paperwork and finding out if you are approved
  • Get your money the same day or the following business day!

With Alabama Title Loans, Inc., you will find out your approval status in as little as 30 minutes from when you start the in-person portion of the application.

Apply Today

Find out for sure if you are someone who can get a Dothan payday loan. Submit your online form today with Alabama Title Loans, Inc. to get started!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.