There’s little time to waste when you need fast cash for an emergency car repair and Alabama Title Loans, Inc. is here to help! Keep reading to discover what is considered an emergency car repair to assess your situation correctly. Then, you’ll discover your options to get urgent cash to fund your car repairs. You’ll learn about their requirements and how to start immediately!

How Can You Get Fast Cash For Emergency Car Repair Expenses?

What Is Considered An Emergency Car Repair?

First and foremost, you must assess your car’s condition to know whether or not there’s an emergency. That’s because not every noise or issue is a crisis, and you don’t want to panic unnecessarily. Some repairs and maintenance tasks are safe to delay.

However, there are those that you'll need to deal with as quickly as possible. Here’s how you know it’s a genuine emergency: if a part of your car malfunctions or fails, it threatens your safety on the road or immobilizes the vehicle completely.

For example, seeing the check engine light illuminate on your dashboard is not an emergency. That light suggests you have a mechanic check your car, perhaps because there’s insufficient engine oil in circulation.

On the other hand, it’s an emergency if you realize your brakes aren’t working correctly. You must fix that problem immediately because it puts you, your passengers, and other road users in danger. In some cases, driving the car to the workshop is too dangerous.

So, you’ll have to pull over immediately and pay a tow truck to bring your vehicle to your preferred mechanic. Hopefully, you’ll have enough money in an emergency fund to cover the emergency repair costs. Still, there’s no need to worry if you don’t. There are several options you can consider, which you’ll discover below.

Can I Get Fast Cash For Emergency Car Repair Expenses?

Suppose you don’t have enough cash to pay for emergency car repairs. In that case, you can consider borrowing money through finance options that are quick and easy to get. Choosing quick options is essential. That’s because you need the money to fund your car repairs immediately. Besides that, it’s also essential to choose an option with straightforward requirements.

Your car problems are already taking up your time and energy, so you’ll have little left to waste on a complicated loan process. Two quick and easy options you can consider to fund your emergency car repairs are a title pawn and a payday loan. Here’s how they work and what sets them apart:

1. Option A: Title Pawn: You can get fast cash through a title pawn if you own your car outright. This finance option uses your lien-free car title as collateral to secure up to $15,000 in cash. Best of all, you won’t have to surrender your vehicle to borrow money this way. Instead, a friendly representative will assess your car’s value to determine how much you can get. That inspection can happen at a time and place that you prefer. They will also assess your title and driver's license or state-issued photo ID.
2. Option B: Payday Loan: Another option you can consider is a payday loan. You won’t need any collateral for this finance option. This is because we look at your income to determine if you qualify for approval. You will also have to come to the store to finish the process. But instead of bringing in your vehicle and lien-free title, you’ll need to provide these items:
• Your government-issued photo ID.
• Your Social Security card.
• Your most recent 30-day checking account bank statement.
• Your latest pay stub as proof of income.
• A blank check from your active checking account.

These items will help you qualify for up to $500. As the title pawn mentioned earlier, a representative can meet you to verify your information and complete the process. If everything goes well and you’re approved for a title pawn or payday loan, you could receive the money as early as the same day or by the next business day. That means your emergency car repairs could proceed with little or no delay!

Can I Still Qualify With Bad Credit?

You can qualify for title pawns and payday loans even with bad credit. That’s because perfect credit is not one of the requirements to borrow money with these options. In other words, you can get the cash you need for emergency car repairs regardless if your credit is good or bad. Please ensure you meet the requirements mentioned above, and the loan representative will guide you through the process.

Get Emergency Repair Money Now!

There’s no time to delay an emergency car repair, so get your fast cash now! Get in touch with us at Alabama Title Loans, Inc. by submitting the online form with your information as soon as possible. Before you know it, a friendly representative will call you to discuss the rest. They’ll brief you on your options, their requirements, and what to do next!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.