5 Fun and Fast Tips to Ease Your Financial Stress and Relax Today
Financial stress is one of the most common forms of stress people experience these days.
Financial vulnerability is, unfortunately, one of those problems that require a long-term commitment to be solved. You cannot fix your financial problems and completely free yourself from all financial stress overnight.
You can, however, alleviate the level of your financial stress with a few simple tactics. Will it fix your situation completely? No, that requires a long-term strategy.
But here are 5 things you can do to ease your mind and relax a bit today.
How to Ease Your Financial Stress
1. Cut Out At Least One Unneeded Expense
Take a look at your expenses. Identify at least one line of expense that you can do without – and cut it.
It can be a subscription service you can do without, a streaming service you only got for one or two shows and then kept because canceling it feels like too much of a hassle, or even a premium app or two you could use free alternative for.
The goal is to make yourself feel good about your financial decisions and alleviate a bit of financial stress in a practical way at the same time.
2. Transfer $10 to Your Emergency Fund
Do you have an emergency fund? If yes – great! Now your emergency fund has a bit more money in it. If not, then it’s time to start. And anyone knows the first step is always the hardest. So, here’s the first step for you – open a savings account and transfer $10. Now you’ve started a financial fund.
3. Have a No Spend Day
Just don’t spend money today, at all, not a cent.
Hungry? Use something you already have at home (you’re bound to have a non-perishable, a box of cereal, or sandwich ingredients at least).
Need to do some shopping? Do it tomorrow (now would be a good time to do some extra planning).
In other ways, don’t add to your financial stress today. Just don’t handle any financial problems. Today is a no-spend day.
4. Do Something Fun for Free
Go for a walk or a bike ride. Go to your local library and take out a book you’ve been wanting to read for a long time or rent a movie that’s not on the streaming service you’ve been using.
Call up your friend and plan a get-together at home.
Curl up on your sofa and play an old video game.
The point is to enjoy yourself WITHOUT spending money. Both to feel good AND reassure yourself that there are ways to enjoy yourself without having to spend money.
5. Start a Contingency Plan
Trying to tackle all your money problems in one go won’t alleviate your financial stress – quite the opposite.
Instead, go for more realistic and achievable goals. No one is safe from financial emergencies – but those who anticipate them and have a plan in place have an easier time handling both the emergency at hand and financial stress caused by it.
Take your emergency fund, for example. Say you still have a few paychecks to go until it's fully funded. What’s your plan if you’re hit by an unexpected expense today?
How (and When) a Car Title Pawn Could Help
Title loans (also known as title pawns) are one of the most accessible and fastest loans around – you could get one as soon as today. If you have a time-sensitive emergency to handle, getting a loan could be just what you need.
That said, do keep in mind that getting an unnecessary loan could increase your financial stress instead of alleviating it. A loan is a tool – it can only help if you use it smartly.
So, before googling car title loans near me, do make sure your situation calls for it. Is there a problem that might become unsolvable or lead to MORE problems unless solved immediately? Think of expenses such as unplanned doctor’s visits (you can’t risk your health), car or house repairs, or unplanned moving (you do need a roof to sleep under).
If your problem is of a similar importance, getting a title pawn online or in-store is something you should consider.
How to Get Car Title Pawns Near Me
Luckily, you don’t need to google car title loans near me – just submit a filled-out form on the website and send your information to our nearest store. As soon as your form gets processed, a loan representative will give you a call with further instructions.
You will need a state-issued ID (or driver’s license) proving you’re over 18, your vehicle, and the vehicle’s lien-free title to be eligible. Take the listed items to the appointment the loan representative schedules and let them assess everything to determine the terms of your loan.
If they decide to approve you, you’ll get the cash you qualified for the same day if your bank doesn’t cause any delays.
Get up to $15,000 Today! Apply for an Alabama Title Pawn
No need to look for car title loans near me – with our handy online form you can connect to the nearest title pawn store in minutes and start the process for a title loan completely online from the comfort of your own home. So, start now!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.