If you live in Decatur, Alabama, and have bad credit, you may feel limited in your financial options. Fortunately, Decatur auto title pawning provides a way for individuals with bad or no credit to access funds quickly. Here’s a look at how title pawning can benefit those with bad credit and how you can get started.

4 Ways Decatur, AL Auto Title Pawning Helps Those With Bad Credit

1. All Credit Types Welcome

One of the biggest advantages of Decatur title pawning is that all credit types are welcome. Unlike traditional loans that require a good credit score, title pawns allow anyone to apply—even if you have poor or non-existent credit.

The reason for this is that your vehicle acts as collateral, which reduces the need for a high credit score. This makes title pawning an attractive option for Decatur residents with bad credit.

2. Loan Option For Those On Disability

Decatur auto title pawning helps individuals with bad credit, in addition to those on disability. Anyone who is disabled and has a bad credit score knows it’s next to impossible to find loans suitable for their needs. Auto pawns help these individuals get the money they need.

Unlike other loans, auto pawning does not require proof of income or employment since the title secures the loan. Because of this fact, residents with bad credit and residents on disability can qualify for title pawns.

3. Get The Money You Need Fast

Title pawns also help individuals who need to get money ASAP. Not only can you get the money you need, regardless of your credit score, but you can get the money you need fast. The application process, approval process, and money retrieval process are all quick. The exact timing will depend on the lender you select.

Alabama Title Loans, Inc. offers incredibly fast times for auto pawns. The in-person application process can take as little as 30 minutes. If approved, customers can receive their auto pawn money as soon as the same day or the next business day.

4. Loan Option In Emergency Situations

Residents who find themselves in emergency situations often look towards title pawns because of the fast times and minimal requirements. Unlike traditional bank loans, title pawns are an option if you need money fast and do not have the requirements necessary to meet other loan types. More so, you don’t have to wait days upon weeks for the money, making title pawns an option in emergencies.

How to Qualify for a Decatur Title Pawn

Qualifying for a Decatur auto title pawn is straightforward. At Alabama Title Loans, Inc., you only need three items to apply:

• A valid driver’s license or state-issued ID.
• A lien-free title to your vehicle.
• Your vehicle for a quick inspection.

As long as you meet these requirements, you can qualify for a title pawn, regardless of your credit score or employment status.

How Decatur Auto Title Pawning Works

The Decatur auto title pawning process is straightforward and simple. It begins with you filling out the online inquiry form. After you fill out this form, a Decatur Alabama Title Loans, Inc. representative will give you a call to set up an appointment and walk you through the rest of the process.

At the time of the appointment, bring the three mentioned items above so that a representative can evaluate all your documents. A representative will evaluate your vehicle to establish how much money you can be loaned at this point.

If approved, you can get up to $15,000. The amount of money you are eligible for depends on the value of your vehicle. You can expect to receive your money as soon as the same day or the next business day. You will also get to keep your vehicle while you are paying off the loan!

The Decatur Title Pawning Process

The process of applying for a Decatur auto title pawn is simple:

1. Fill out the online inquiry form.
2. A representative will contact you to set up an appointment.
3. Bring the required documents and your vehicle for inspection.
4. If approved, you can receive up to $15,000 based on the value of your vehicle.

Best of all, you get to keep your vehicle while you repay the loan.

Apply for a Decatur Title Pawn Today!

Decatur auto title pawning helps residents with bad credit for a number of reasons. Most notably, all credit types are welcome, it is suitable for those on disability, the process is fast, and it helps out in emergency situations. If an Alabama title pawn sounds like an option for you, fill out the Alabama Title Loans, Inc. inquiry form today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.