Having a certificate of car title is important because it acts as proof of ownership of the car. You usually get this certificate of title when you buy a car directly, without the help of a third party.

Having a car title carries significance because it acts as the registration of your vehicle. It also contains information about your vehicles such as its model and identification number. You will also need it in case you want to sell your vehicle. In Alabama, if you need to get your car title replaced you have to submit an online application.

If you are a resident of Alabama and need a step-by-step guide regarding car title replacement because your vehicle was lost, got stolen, or damaged then this blog is for you. Read ahead and get all your questions answered.

Why Do You Need A Car Title Replacement?

Your car title is a document that holds a lot of value because it contains your personal information, and acts as proof of your ownership.

Without having this certification of ownership, you cannot sell or transfer your vehicle to any other person or place. This is why this document needs to be kept in a safe spot. If, however, something happens to it you would need to apply for a car title replacement.

Usually, a car title replacement is filed when the original document is stolen from the owner, lost, damaged, or never received by the relevant authority which in Alabama’s case is the Alabama Department of Revenue.

What Will You Need To Get A Car Replacement Title?

To get a car title replacement in Alabama, it is necessary to have all documents and information that are required. You will need to have your driver’s license, the identification number of the vehicle that needs the title replacement, and all relevant information about the vehicle like the model and the year it was made.

Apart from that, you need to keep proof of payment for the replacement of title fees. If your car has a lien, it is important to have those details as well.

How Can You Apply For A Car Replacement Title In Alabama?

You have two options when it comes to applying for a title replacement. You can get started online with the online form or go in person.

For an online application, you need:

• Go to the Alabama Department of Revenue Online Public Title Portal.
• Fill out the form with your vehicle's information and your details.
• Pay the replacement title fee.

When applying in person, you need :

• Visit a local title office.
• Bring your driver's license and vehicle identification number (VIN).
• Provide any other required documents.
• Pay the fee and sign the application.

How Much Time Does The Process Take?

After submitting your application, it typically takes about 8 to 14 business days to receive your replacement title. Keep your original title safe to avoid needing a replacement in the future.

Using Your Title Replacement For A Title Pawn

If you want to get a loan using car title, you can start by requesting a car title loan online at Alabama Title Loans, Inc.

Getting started is as easy as providing a lien-free title in your name and state-issued photo ID or driver’s license. However, you can also use a United States passport or military card.

Apart from that, a quick vehicle inspection is required, so be sure to have your car available.

This will allow us to determine how much money you qualify for. While the final amount offered in car title loan funds is based on the condition of your car, mileage, age, and model, we usually offer between $300 to $15,000.

How To Get A Loan Using Car Title At Alabama Title Loans, Inc. 

Getting a title pawn with us is simple. Just visit our Alabama Title Loans Inc. website to fill out the online form. This will send your information to the storefront in your area. You will then receive a call from one of our representatives. They will answer any questions you have while guiding you through the procedure and required documents.

At this point of the process, they will arrange a meeting with you to review your documents and assess your vehicle to determine eligibility. If you qualify for the loan, you will just need to finish the paperwork, allowing you to get your money the same day or the next business day.

Get Started Today

After reading this article, you now have the information needed to understand how a car title replacement works in Alabama. You also know the step-by-step process of how to get a loan using car title and where you can get it. Whether you need to handle an emergency or settle a bill that requires immediate attention, a title pawn can offer you the financial relief you need.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.