Easy Auto Title Pawns For Bad Credit In Montgomery AL

January 27, 2021 | Emma Frost

bad credit title pawn loans

 

Getting bad credit loans in Montgomery AL doesn't have to be a stressful situation. We know that it might feel like you have fallen to rock bottom at the moment, but there are plenty of ways to get out of it.

One of those ways is to get your hands on an auto title pawn. A title pawn allows you to use your vehicle’s title as collateral for cash. This comes in handy when you are dealing with a sudden emergency and can’t handle it on your own.

The process is simple, transparent, and has a ton of benefits besides allowing you to pay for medical bills, home repairs, or late utility bills due to unemployment.

Check out why you should use easy auto title pawns for bad credit in Montgomery, AL.

Going Through Our Process Is Quick And Easy

Traditional bank loans take forever to apply for. Not to mention that even when you're approved, you'll be waiting days or even weeks to actually receive your money.

With auto title pawns, however, you can be out with your money in as little as half an hour. Plus, the application form is super simple, and our friendly loan reps walk you through the parts that might cause a bit of stress.

We also make sure to decide if you qualify quickly so you can get your cash and move on with your busy day.

You Can Keep Driving Your Vehicle

If you feared that you would have to give up your vehicle to get the pawn cash, stop your worrying. We are using your vehicle’s title as collateral, not the vehicle itself.

Throughout the entire process — applying, approval, repaying — you will be able to keep your car and use it however you please. Just please make sure you are sticking to the repayment schedule we come up with. We are here to make your life easier, not harder.

We Have No Strict Credit Requirements

Standard lenders with traditional loans generally require a good to excellent credit score. To tell you the truth, that is nearly impossible for most people working a 9 to 5.

Thankfully, auto title pawns are different. We allow you to apply even if you have poor or nonexistent credit. We also don’t report to credit agencies if you default on your loan. Regardless of the state of your financial past, you will be treated equally by Alabama Title Loans.

We strongly believe that you should never be penalized for past mistakes — including those you may have made with your money.

 

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We Are Flexible With Repayment

Banks and more traditional providers stick to rather rigid payment terms, regardless of your lifestyle. We here at Alabama Title Pawns on the other hand are far more flexible.

We work with you to come up with a payment plan that fits in with your hectic schedule and income. And you can also ask your pawn representative if refinancing your pawn repayment is a possibility.

The Pawn May Help With Credit

While this pawn is designed to help with emergencies in the short term, it can indirectly help improve your credit. You see, when you get help with your emergencies, you can get them out of the way quickly, thus leaving you time to get some of your other debt out of the way. As you get some of that stuff out of the way, you can slowly see your credit improve.

Also, if you handle your pawn repayments on time, other financial institutions will take notice that you can actually handle your money properly. And this works in your favor because they will be more willing to lending you money whenever you run across the need.

How To Apply For Auto Title Pawns

Before you run off to get your hands on an auto title pawn in Alabama, you should know exactly how to do it. Check out our guide below:

  1. Fill out our online form found on our homepage. This gives us your basic information and lets us determine which location is nearest you.
  2. A title pawn representative from your closest title pawn near me open now will call you. Make sure your phone is nearby so you hear it when they ring.
  3. The pawn expert will tell you about the rest of the process. You will also have the option of giving the pawn representative a location and have them come to you instead of you going to the store.
  4. Whether you come to the store or we come to a location you choose, you will still have to have your driver's license or your government-issued ID, your lien-free vehicle title, and your vehicle.
  5. When you arrive, a pawn expert will evaluate your vehicle. This helps them to figure out whether you qualify for approval.
  6. They will also take a look at your ID and confirm the information you provided on the online request form.
  7. If you get approved for the title pawn, you will receive the cash you qualify for right on the very same day.

When it comes to having bad credit in Montgomery AL, it doesn’t have to be a huge strain on your life. With the right kind of bad credit loan – or title pawns as they are called in Alabama – you can actually do the work to improve your bad credit.