Living with bad credit can be challenging, especially when you need a loan. Luckily, options like bad credit loans and title pawns in Decatur, AL, provide solutions. In this article, you’ll learn how to apply for these loans, their requirements, and how they can help during financial emergencies.

Steps To Get Bad Credit Loans And Title Pawns In Decatur, AL

1. They Research Loan Companies In Decatur, AL And Choose A Reliable One

One of the most frustrating things about dealing with a bad credit score is that it makes it difficult to get most types of loans. For example, it is especially difficult to apply for a bank loan if your credit score is not good. However, there are some options that you can apply for, even with bad credit. These include title pawns and payday loans.

If you are looking for loan companies in Decatur, AL that accept bad credit, one option that you can consider is Alabama Title Loans, Inc.

Alabama title pawns are a way that you can get the emergency cash that you need by borrowing money against the value of your vehicle. Payday loans don’t require collateral and are used to tide you over until your next paycheck.

There are several advantages to applying for bad credit loans with Alabama Title Loans, Inc.:

• With title pawns, you can get up to $15,000 in emergency cash with your title pawn, regardless of what car you drive or when it was made.
• You get to keep your vehicle while you are paying off your title pawn.
• You can get up to $500 in emergency cash with your payday loan.
• You can get your cash the very same day, in as little as half an hour.

2. They Learn The List Of Requirements And Prepare All The Documents

If you are thinking about applying for bad credit loans in Decatur AL, there are just a few materials that you need to bring with you when you apply.

If you are applying for Alabama title pawns, you only need the following items:

• Your driver’s license or another valid form of government-issued photo ID. This proves your identity and that you are at least eighteen years old or older.
• The lien-free title to your car or vehicle. If you do not own your vehicle outright, you cannot use it to apply for a title pawn. If the car is not in your name, you have to go to the DMV to have them transfer the title to your name.
• The car or vehicle itself for a quick inspection.

On the other hand, you might decide that you would rather apply for a payday loan instead of a title pawn. If that is the case, then this is all that you need:

• You need your most recent pay stub to prove your income level. This is the basis for the value of the loan.
• You need a driver’s license, or another valid form of government-issued photo ID to prove that you are at least eighteen years old or older.
• You need your social security card. This helps to prove your identity.
• You need a recent 30-day bank statement from your checking account. This helps to prove your income level.
• You need a blank check in your name.

3. They Contact A Store In Decatur, AL To Start The Process

The process of applying for bad credit loans in Decatur, AL through Alabama Title Loans, Inc. is simple. You start out by calling us at 800-514-2274 or filling out the online title pawn inquiry form that collects your basic information. After this, you get a call back from a loan specialist agent from the Decatur location.

The loan specialist agent will make sure you have all the proper materials, and they help you schedule an appointment. They will also answer any questions that you have.

If you are applying for a title pawn, you need to bring your car to your nearest Alabama Title Loans, Inc. location. When you get there, the pawn specialist agent will inspect your vehicle to determine its condition and value. This is what the value of your pawn is based on.

If you apply for a payday loan, your loan specialist agent will look at the documents you brought with you. The value of your payday loan will be based on your income level and your ability to repay the loan. The entire process takes as little as half an hour, and the funds will become available to you either on the same or the very next day at the latest.

Get Started Today With A Title Pawn Or Bad Credit Loan

Living with a bad credit score is incredibly stressful. One of the reasons why it is so stressful is because it is so difficult to get a loan. There are options that you can consider though if you are looking for bad credit loans in Decatur, AL. One of these options is getting help with Alabama Title Loans, Inc. You can get your Alabama title pawn today. All you need to do is fill out a short inquiry located on our homepage.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.