Living with bad credit can be challenging, especially when you need a loan. Luckily, you can get bad credit loans in Decatur, AL, such as title pawns and payday loans. Getting title pawns for bad credit allows you to borrow emergency cash fast to handle urgent expenses before experiencing late fees, service disruptions, or eviction.

This guide from Alabama Title Loans, Inc. will explain how to get bad credit title pawns in Decatur, AL. We will go over what bad credit loans you can get, their requirements, and the approval process today. Learn more about our bad credit loans in Decatur, AL, below!

Bad Credit Loans In Decatur, AL, Explained

Inflation has skyrocketed since the COVID-19 Pandemic, making it harder for everyday people to afford their expenses. Food, gas, clothing, and rent have all increased, with many people struggling to afford their lifestyles. This has led to them missing payments, resulting in bad credit.

According to Bankrate, about half of Americans have been denied a loan because of their bad credit. 17% of Americans have been denied more than once. At Alabama Title Loans, Inc., we believe everyone deserves financial aid when faced with an emergency, regardless of their credit score. We offer bad credit loans in Decatur, AL, for those who need quick financial assistance.

Learn about the bad credit emergency loans in Decatur, AL, that we offer below:

1. Title Pawns

Title pawns allow borrowers who have fully paid off their cars to use their lien-free car title as collateral to borrow up to $15,000. You can get title pawns in Decatur, AL, because the loan is secured with collateral. You use your clear vehicle title to secure the loan, allowing you to borrow quick emergency cash the same day you apply.

The value of our Alabama title pawns depends on what your car is worth. During a vehicle inspection, we will use a nationally recognized pricing guide to assess what your car is worth to establish your title pawn amount. Factors affecting your title pawn value include your car’s age, make, model, condition, and mileage.

Title pawns in Decatur, AL, have minimal required items, including:

• Your driver’s license or state-issued ID to verify you’re over 18 years old
• A lien-free car title in your name
• Your vehicle for an inspection

2. Payday Loans

Payday loans allow you to borrow money from a future paycheck to pay for an urgent financial emergency. You can borrow money as long as you can prove you have income. You can get bad credit payday loans in Decatur, AL, because it is a short-term, low-value loan.

How much you can borrow from a payday loan in Decatur, AL, depends on your income. You can borrow up to $500. Your income level will determine how close to the maximum value you can borrow. Those who make more money will get approved for a higher-value payday loan.

The following are the required items for payday loans in Decatur, AL:

• Your most recent pay stub
• Your driver’s license or state-issued ID card
• Social Security card
• A 30-day bank statement from your checking account
• A blank check from an active checking account in your name

How Online Loan Borrowing Helps Bad Credit Borrowers

You can do everything online now, including shopping, buying food, and working. Getting loans is the same way, as Alabama Title Loans, Inc. offers online emergency loans in Decatur, AL. you can apply easily online to get the process started to streamline the process.

Instead of going to a loan lender’s store without even knowing if you can get approved, you can start the process with an online application form to determine your loan approval from home. Applying online makes the process faster and easier, getting you the emergency funds you need ASAP.

Where Can You Get Bad Credit Loans In Decatur, AL?

Now that you understand what bad credit loans are available to you, you may be wondering where to find bad credit loans in Decatur, Alabama. We offer title pawns and payday loans to borrowers in Alabama who need quick cash today.

We have Alabama store locations across the state, including in Decatur. Our Decatur store title pawn location is located at 1224 Decatur Highway. Those who live in Decatur County can receive excellent customer service from our loan associates, who will guide you through the bad credit loan approval process step-by-step.

How To Get Bad Credit Loans In Decatur, AL

Getting the best bad credit loans in Decatur, AL, is easy with Alabama Title Loans, Inc. We keep the process simple with just a few steps to make getting approved as fast as possible. We understand the stress of your financial emergency, so we wish to help you get approved quickly to receive your emergency funds swiftly.

The following is how to get bad credit loans in Decatur, AL:

• Fill out our online contact form
• Speak to a loan representative over the phone about loan terms
• Bring your required items to an Alabama store location
• Have your required items verified
• If you seek an Alabama title pawn, have your vehicle inspected for its value
• Finish the process by filling out some paperwork
• Receive your emergency funds the same day you apply or the next business day

Apply Now For Bad Credit Loans In Decatur, AL – Learn More About How To Borrow Quick Cash Now!

Living with bad credit is stressful, but Alabama Title Loans, Inc. can help with our bad credit loans. Decatur County residents can get financial assistance through Alabama title pawns and payday loans. Apply today online for a fast and efficient process that can help you get same-day approval.

Want to learn more about Decatur bad credit loans? Fill out our online form from our homepage to contact us for assistance with your financial emergency!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.