woman at computer gets online payday loan

Secure An Online Payday Loan Today Near Anniston, AL 

Getting urgent money near Anniston is easy when considering getting an online payday loan from Alabama Title Loans, Inc. This type of loan only requires a few items for you to start, and you can rest assured that the application process is straightforward!

This quick article will give you a brief overview of everything you need to know about securing one of these loans. Here, you’ll learn what items are required to qualify and how you can complete the application process quickly!

How Can You Secure An Online Payday Loan In Anniston, AL?

What Do You Need To Secure An Online Payday Loan?

The first step you must take towards getting the money you need this way is to understand how to qualify for one. For starters, you must be at least 18 years old before applying.

Besides that, you’ll need the following items:

  • A government-issued photo ID, like a driver’s license.
  • A Social Security card.
  • The latest pay stub you’ve received.
  • A blank check from a checking account that’s active and registered in your name.
  • The latest 30-day bank statement for that checking account.

Preparing these items beforehand is always best to ensure all your details are accurate. That way, you’ll help ensure the application process goes as smoothly as possible by avoiding unnecessary delays.

historic building in Anniston, AL with text secure an online payday loan today near Anniston, AL

How Long Does The Online Payday Loan Process Take?

You’ll be glad that the application process doesn’t take too long. You can get the ball rolling anytime by completing the online form. Submitting that form ensures that your information gets to a nearby representative who will call you shortly after.

Later in the process, you’ll meet that representative in person to finalize your application. At best, you could be done with that step in as little as a half-hour.

Finally, if your application is approved, the money could be in your hands on the same day or the next business day. You can expect an application process that is quick and easy. But of course, it all begins with you. The sooner you start applying, the quicker you can get your money!

What Are The Steps To Get An Online Payday Loan?

Now that you know what’s required and how long the entire process could take, it’s time to look at each step that you’ll go through to secure one of these loans. Here are the five steps you can expect:

Step 1: Prepare The Necessary Items

The first part of the application process begins even before you reach out to a representative: by preparing all the necessary items for your application.

As you read before, it’s always best to gather your items and ensure that you meet the requirements. 

You’ll save plenty of time by having all your ducks in a row!

Step 2: Submit The Online Form

You can proceed to the second step as soon as you’re ready. Fill out the online form with your details, double-check that everything is accurate, and submit the form.

Soon after you do that, a representative at a nearby location will receive your information and prepare to call you. Best of all, you can submit that form at any time of day you want to, using whatever mobile device you have!

Step 3: Meet The Representative

The representative who calls you will help you set a time to meet that’s convenient for you.  You’ll have to bring your items to that meeting so they can verify each document and determine how much you qualify to borrow.

Remember: the representative is there to help you. So, this is the perfect moment to bring up anything you’re confused or unsure about regarding your application.

woman who completed the process and received online payday loan cash

Step 4: Complete Your Application

As part of your meeting, the representative will help you finalize your application with simple paperwork. Once that’s done, you’ll only need a few moments to determine your approval.

Step 5: Wait For Your Money

Suppose everything goes smoothly and your application is approved. In that case, the final step is for you to wait to receive your money. You could receive those funds on the same day of your application or by the next business day.

So that you know – that will depend on when you complete your application and receive the approval. In any case, you’re far from getting the money you need to resolve the financial hurdle.

Take The First Step Now!

Securing an online payday loan near Anniston is easy to do when you work with Alabama Title Loans, Inc., but it all begins with you! Take the first step now by completing the online form with your basic details and sending it in.

Soon after, you’ll speak to a representative who will help you complete the application process with total peace of mind!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.