If you’re living paycheck to paycheck – like over 60% of Americans do – chances are you’ve encountered a financial emergency or two in your life that you haven’t been able to handle on your own. Unfortunately, most Americans wouldn’t be able to come up with even $400 in cash when faced with a financial problem – all because of the paycheck-to-paycheck lifestyle.

So what do you do when you need to get some cash together fast because your paycheck isn’t enough to cover the problem?

Realistically there’s only one way out; you need to get money from an avenue other than your salary. Depending on just how pressing the problem is you could try freelancing or finding a side hustle – but you likely don’t have the time for that.

Most emergencies become emergencies because we tend to ignore when something is wrong – and postponing it will only exacerbate the problem, requiring more energy and money to fix it. You need to have the emergency handled fast to avoid going further down the money hole. Luckily, you can easily acquire the much-needed cash in less than a day using your Alabama car title.

Here’s How An Alabama Car Title Can Help You

If you own a vehicle with a lien-free title, you can simply temporarily exchange it for cash, and then get it back when you repay – all while you keep driving your car.

In other words, you can take out an Alabama title pawn.

If you’re in a pinch and time is an issue – then you will probably not find a better option than Alabama Title Loans, Inc. to get the cash together. Not only because title pawns are so easy to acquire, but because these pawns offer multiple other benefits along the way, making them a viable option when you really need help.

1. Acquiring Is A Simple And Straightforward Process

Applying for a loan at a traditional financial institution like a bank can be a gamble in and of itself. You’ll need to jump through multiple hoops, send and re-send an ever-increasing number of documents, wait for the answer for weeks – and still may not get approved in the end.

So you could have just wasted energy, efforts, and precious time for nothing.

Applying for the title pawns, on the other hand, doesn’t require wading through a bureaucratic swamp. As long as you’re of legal age – i.e. over 18 years old – and your car’s title is in your name and completely lien-free, you can apply and get approved with just 3 things in your hand: the car, the car’s title, and your government-issued ID.

2. Title Pawns Are Accessible To Everyone

Unlike other financial institutions, we at Alabama Title Loans, Inc. do not care about your credit history. We won’t hold a negative score against you like other financial institutions – so you can easily qualify and get approved for the loan even if your credit score is bad or outright non-existent.

Also, you don’t need to worry about the title pawn in question influencing your existing credit score negatively. We do not report to credit bureaus if you happen to default on your payments to the title pawn – so you don’t have to worry about that negatively impacting your credit.

 

 

3. You’ll Be Accommodated Every Step Of The Way

First of all – We will accommodate every kind of income. As long as you can prove you’ll be able to pay off the loan and satisfy the few requirements we have, we will do our best to approve you.

Secondly – the entire loan acquisition process is fully transparent. The loan representative you’ll be working with will walk you through the entire process step by step. You can also always ask or double-check any details you’re interested in, both during the initial interview and during your face-to-face meeting.

Last but not least – we here at Alabama Title Loans, Inc. have locations all around the state. You can choose the title pawn location nearest you, or, if you’d rather not come into the store at all, you can talk about it with the loan representative and they will come to meet you at a location of your choice. Either way, if you are approved, you will receive the cash on the very same day.

4. Alabama Title Pawns Are Fast

When you have an emergency to deal with, time is of the essence. And there’s no faster way to get cash than the title pawns.

The entire process of taking out a title pawn lasts on average 30 minutes. You will need to take your car, as well as your government-issued ID and your lien-free car title to the meeting set up by the loan representative to have them assessed. Especially for your vehicle, this inspection helps determine how much you qualify for – which can be anything up to $15,000.

The pawn representative will inspect your car and documents to determine if you qualify for the title pawn. If they approve you – you’ll get the money the same day.

How Do I Apply For Alabama Title Pawns?

Our process is as simple as can be. Just follow this guide:

1. Go to our website and fill the online form;
2. Wait for the pawn representative to contact you to go over the rest of the process. This is also where you can give them a location to meet you if you’d rather not come to the store;
3. Whether at the store or not, have your car, your driver's license or government-issued ID, and your lien-free car title with you so the pawn representative can inspect them;
4. Wait for the pawn representative to assess everything;
5. Get approved and get the cash the same day!

If you find yourself in a pinch and need help, look into some surprising ways your vehicle – and its title – can help get you quick emergency cash. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.