The Best Way to Save Money Fast to Pay Your Bills

February 9, 2021 | Louis Tully

Woman saves money fast to pay bills

At times, paying your bills might feel like the hardest thing to do. Whether you had to fund an emergency or you simply can't find the money this month, there are steps you can take to free up money so you can keep a roof over your head.

The Best Way to Save Money Fast to Pay Your Bills

1. Set Up A Budget

If you don't have a budget in place yet (that both you and your partner sticks to), then getting it sorted is the best way to find the money you didn't even know you had.

Without a budget, it's easy to go off-piste and spend money frivolously. However, if you separate things into different "pots", it's a lot harder to spend casually.

There are plenty of sites that allow you to make a budget spreadsheet easily. But you can simply use MS Excel or a pen and a paper – and they will work just as well.

Take some time out of your schedule to create a realistic budget, as budgeting is one of the best ways to save money fast.

2. Negotiate Your Bills

For most people bills are splashing out upwards of $500 every month. Well, if you want to know one of the best ways to save money fast, take into consideration the fact that the utility bills can be negotiable, especially in a state that allows energy choice. That is the option to choose among natural gas and electricity providers.

The typical negotiations can be done with the following bills:

  • Cell phone and Internet service
  • Car/house/life/health insurance
  • Gym membership
  • Energy
  • Cable

Think of how much you currently pay, how much you need versus how many benefits you receive. Then can contact the provider to negotiate better deals. In some cases, you might have to wait until you've reached the end of your term otherwise you could incur a fee.

3. Take Out the Unnecessaries

If you're honest with yourself, you don't need half the things you spend your money on. Takeouts, restaurants, entertainment, and buying new clothes every week aren't necessities — and they typically cost a lot of money.

After you have identified what you unnecessarily spend a lot on, the best way to save money fast is to cut off those unnecessaries.

Try to put a temporary ban on eating takeaway for a specified period. You'll be surprised just how fast you'll save money when you cook your own food!

It is possible that food and groceries aren’t the main sources of your financial leakage. It could be entertainment instead. There are plenty of things you can do to have fun for free. Just a quick Google search will have you filled with ideas immediately.

4. Declutter Your Home

While decluttering doesn't save you money per se, it does increase your income which is the equivalent. Selling the gadgets that are out of date, or clothes that you don’t wear, the hobby kits that you no longer use – all this could be the best way to save money fast, because it will help you earn money fast.

5. Cancel Unused Subscriptions

When you really look at your finances, you find that you're still paying for things you haven't used in years. If this is the case, the best way to save money fast is to cancel them immediately. You're only frittering money away that could be used to pay your bills!

Remember, learning how to change your spending habits takes time and persistence. So, be persistent and tenacious!

The Number One Way to Get Money Fast to Pay Your Bills — Take Out Alabama Title Pawns

Title pawns are a short-term financial aid that allows you to borrow money against the value of your car so you can pay your bills or fund emergencies.

The application, as well as the acquisition process, is quick and easy to understand. However, there are plenty of other benefits to it, including:

  • You can borrow up to $15,000 cash.
  • Fewer credit checks conducted.
  • You can apply even if you have bad or no credit.
  • Locations all across the state.
  • The process starts at home.

Girl smiling at title pawn cash

How to Obtain a Title Pawn in Alabama

We're proud of our Alabama title pawn application process. It's quick and simple. Just follow this step-by-step guide, and you'll be able to get your needed cash on the same day.

  1. Go to our Home Page.
  2. Fill out the simple online request form. We ask for basic information only, so, it should take no more than 5 minutes. This lets us know that you are interested in online title pawns, and chose us to be your provider.
  3. Wait for one of our friendly loan representatives to call you.
  4. During the phone conversation, they will tell you about the rest of the process, the documents you need to provide and answer any questions. They'll also ask whether you want to meet at the storefront or a location of your choosing.
  5. Regardless of your meeting place, you must bring your driver's license, lien-free vehicle title, and your vehicle.
  6. Wait while they look over your documents and vehicle.
  7. If approved, you'll receive your money on the same day.

Any questions? Don't hesitate to get in touch. We're always happy to help.

Now that you know several best ways to save money fast, all you need to do is to choose what works best for you and stick to it!